{"id":915,"date":"2026-04-09T14:08:51","date_gmt":"2026-04-09T14:08:51","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/?page_id=915"},"modified":"2026-04-09T14:19:37","modified_gmt":"2026-04-09T14:19:37","slug":"insights","status":"publish","type":"page","link":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/insights\/","title":{"rendered":"Insights"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"915\" class=\"elementor elementor-915\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39f8b45 e-flex e-con-boxed e-con e-parent\" data-id=\"39f8b45\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-89aaa89 elementor-widget elementor-widget-heading\" data-id=\"89aaa89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insights<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-425edc1 e-flex e-con-boxed e-con e-parent\" data-id=\"425edc1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c805977 elementor-grid-2 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"c805977\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;cards_columns&quot;:&quot;2&quot;,&quot;pagination_type&quot;:&quot;numbers_and_prev_next&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;cards_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-948 post type-post status-publish format-standard has-post-thumbnail hentry category-insights\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/how-corporate-vs-personal-investing-is-taxed-in-canada-what-business-owners-need-to-know\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2024\" height=\"480\" src=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS.png\" class=\"attachment-full size-full wp-image-764\" alt=\"AGES Wealth Management Logo\" srcset=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS.png 2024w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-300x71.png 300w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-1024x243.png 1024w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-768x182.png 768w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-1536x364.png 1536w\" sizes=\"(max-width: 2024px) 100vw, 2024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/how-corporate-vs-personal-investing-is-taxed-in-canada-what-business-owners-need-to-know\/\" >\n\t\t\t\tHow corporate vs personal investing is taxed in Canada: What business owners need to know\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Earning investment income inside a corporation involves two layers of taxation.<br \/>\nFirst, the corporation pays tax when the income is earned. Then, when funds are distributed as dividends, the individual pays personal tax.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/how-corporate-vs-personal-investing-is-taxed-in-canada-what-business-owners-need-to-know\/\" aria-label=\"Read more about How corporate vs personal investing is taxed in Canada: What business owners need to know\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMay 1, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-944 post type-post status-publish format-standard has-post-thumbnail hentry category-insights\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/how-cpp-sharing-and-timing-decisions-impact-retirement-income-for-canadians\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2024\" height=\"480\" src=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS.png\" class=\"attachment-full size-full wp-image-764\" alt=\"AGES Wealth Management Logo\" srcset=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS.png 2024w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-300x71.png 300w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-1024x243.png 1024w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-768x182.png 768w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-1536x364.png 1536w\" sizes=\"(max-width: 2024px) 100vw, 2024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/how-cpp-sharing-and-timing-decisions-impact-retirement-income-for-canadians\/\" >\n\t\t\t\tHow CPP sharing and timing decisions impact retirement income for Canadians\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Canada Pension Plan (CPP) pension sharing allows couples to redistribute CPP income between spouses or common-law partners to reduce overall household taxes.<br \/>\nThis strategy does not increase total CPP income. Instead, it changes who reports the income, which can lower taxes when one partner is in a lower tax bracket.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/how-cpp-sharing-and-timing-decisions-impact-retirement-income-for-canadians\/\" aria-label=\"Read more about How CPP sharing and timing decisions impact retirement income for Canadians\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMay 1, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-922 post type-post status-publish format-standard has-post-thumbnail hentry category-insights\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/how-are-different-types-of-income-taxed-in-canada-in-2026-a-guide-to-keeping-more-of-what-you-earn\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2024\" height=\"480\" src=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS.png\" class=\"attachment-full size-full wp-image-764\" alt=\"AGES Wealth Management Logo\" srcset=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS.png 2024w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-300x71.png 300w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-1024x243.png 1024w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-768x182.png 768w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-1536x364.png 1536w\" sizes=\"(max-width: 2024px) 100vw, 2024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/how-are-different-types-of-income-taxed-in-canada-in-2026-a-guide-to-keeping-more-of-what-you-earn\/\" >\n\t\t\t\tHow are different types of income taxed in Canada in 2026? A guide to keeping more of what you earn\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>How are different types of income taxed in Canada in 2026?<br \/>\nIn 2026, not all income in Canada is taxed equally\u2014and understanding these differences is one of the most powerful ways to improve your long-term wealth outcomes.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/how-are-different-types-of-income-taxed-in-canada-in-2026-a-guide-to-keeping-more-of-what-you-earn\/\" aria-label=\"Read more about How are different types of income taxed in Canada in 2026? A guide to keeping more of what you earn\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tApril 9, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-917 post type-post status-publish format-standard has-post-thumbnail hentry category-insights\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/what-are-the-most-tax-efficient-investing-strategies-for-high-income-canadians-in-2026\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2024\" height=\"480\" src=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS.png\" class=\"attachment-full size-full wp-image-764\" alt=\"AGES Wealth Management Logo\" srcset=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS.png 2024w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-300x71.png 300w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-1024x243.png 1024w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-768x182.png 768w, https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-content\/uploads\/sites\/200\/2023\/12\/AGES_Logo_PMS-1536x364.png 1536w\" sizes=\"(max-width: 2024px) 100vw, 2024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/what-are-the-most-tax-efficient-investing-strategies-for-high-income-canadians-in-2026\/\" >\n\t\t\t\tWhat are the most tax-efficient investing strategies for high-income Canadians in 2026?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>For high-income Canadians, investment success is not just about returns\u2014it is about what you keep after tax.<br \/>\nTwo investors can earn identical returns and take the same level of risk, yet end up with very different outcomes depending on how their income is taxed.<br \/>\nThe most effective strategy is focusing on after-tax outcomes, not pre-tax performance, and structuring investments accordingly.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/what-are-the-most-tax-efficient-investing-strategies-for-high-income-canadians-in-2026\/\" aria-label=\"Read more about What are the most tax-efficient investing strategies for high-income Canadians in 2026?\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tApril 9, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ddf14a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ddf14a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c9256a7\" data-id=\"c9256a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53db49f elementor-widget elementor-widget-text-editor\" data-id=\"53db49f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The information contained herein has been provided for information purposes only. The information has been drawn from sources believed to be reliable. Graphs, charts and other numbers are used for illustrative purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual\u2019s objectives and risk tolerance. This does not constitute a recommendation or solicitation to buy or sell securities of any kind. Market conditions may change which may impact the information contained in this document. \u202fWellington-Altus Private Wealth Inc. (WAPW) does not guarantee the accuracy or completeness of the information contained herein, nor does WAPW assume any liability for any loss that may result from the reliance by any person upon any such information or opinions.\u202f Before acting on any of the above, please contact your financial advisor.<\/p><p>\u00a9 2026, Wellington-Altus Private Wealth Inc. ALL RIGHTS RESERVED. NO USE OR REPRODUCTION WITHOUT PERMISSION.<\/p><p><a href=\"http:\/\/www.wellington-altus.ca\"><span style=\"color: #a2aaad;\">www.wellington-altus.ca<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Insights The information contained herein has been provided for information purposes only. The information has been drawn from sources believed to be reliable. Graphs, charts and other numbers are used for illustrative purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or [&hellip;]<\/p>\n","protected":false},"author":149,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-915","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-json\/wp\/v2\/pages\/915","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-json\/wp\/v2\/users\/149"}],"replies":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-json\/wp\/v2\/comments?post=915"}],"version-history":[{"count":4,"href":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-json\/wp\/v2\/pages\/915\/revisions"}],"predecessor-version":[{"id":930,"href":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-json\/wp\/v2\/pages\/915\/revisions\/930"}],"wp:attachment":[{"href":"https:\/\/advisor.wellington-altus.ca\/ageswealthmanagement\/wp-json\/wp\/v2\/media?parent=915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}