{"id":4367,"date":"2024-03-12T11:06:23","date_gmt":"2024-03-12T16:06:23","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/baunandpateinvestmentgroup\/?page_id=4367"},"modified":"2025-08-28T11:51:44","modified_gmt":"2025-08-28T16:51:44","slug":"wealth-planning","status":"publish","type":"page","link":"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wealth-planning\/","title":{"rendered":"Wealth Planning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4367\" class=\"elementor elementor-4367\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2917f9e7 elementor-section-height-min-height elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"2917f9e7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-73694fbd\" data-id=\"73694fbd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28706428 elementor-widget elementor-widget-heading\" data-id=\"28706428\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Wealth Planning<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c87bddb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c87bddb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0bc91b7\" data-id=\"0bc91b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-325c5cf uael-equal__height-yes uael-post__filter-align-center elementor-widget elementor-widget-uael-posts\" data-id=\"325c5cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_show_filters&quot;:&quot;yes&quot;,&quot;classic_slides_to_show&quot;:3,&quot;classic_slides_to_show_tablet&quot;:2,&quot;classic_slides_to_show_mobile&quot;:1}\" data-widget_type=\"uael-posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-post__header\">\n\t\t\t\t\t<div class=\"uael-post__header-filters-wrap\">\n\t\t\t<ul class=\"uael-post__header-filters\" aria-label=\"Taxonomy Filter\">\n\t\t\t\t<li class=\"uael-post__header-filter uael-filter__current\" data-filter=\"*\">All<\/li>\n\t\t\t\t\t\t\t\t<li class=\"uael-post__header-filter\" data-filter=\".corporate-planning\" tabindex=\"0\">Corporate Planning<\/li>\n\t\t\t\t\t\t\t\t<li class=\"uael-post__header-filter\" data-filter=\".estate-planning\" tabindex=\"0\">Estate Planning<\/li>\n\t\t\t\t\t\t\t\t<li class=\"uael-post__header-filter\" data-filter=\".life-planning\" tabindex=\"0\">Life Planning<\/li>\n\t\t\t\t\t\t\t\t<li class=\"uael-post__header-filter\" data-filter=\".tax-planning\" tabindex=\"0\">Tax Planning<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__body\">\n\t\t\t\n\t\t\n\t\t<div class=\"uael-blog-terms-position- uael-post-image-top uael-post-grid uael-posts\" data-query-type=\"custom\" data-structure=\"normal\" data-layout=\"\" data-page=\"4367\" data-skin=\"classic\" data-filter-default=\"All\" data-offset-top=\"30\" >\n\n\t\t\t\t\t\t\t<div class=\"uael-post-grid__inner uael-post__columns-3 uael-post__columns-tablet-2 uael-post__columns-mobile-1\">\n\t\t\t\n<div class=\"uael-post-wrapper life-planning  life-planning \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/11\/06\/the-ins-and-outs-of-rdsps-2\/\" target=\"_self\" title=\"The Ins and Outs of RDSPs\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png\" class=\"attachment-full size-full wp-image-4112\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png 1024w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-300x157.png 300w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-768x402.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/11\/06\/the-ins-and-outs-of-rdsps-2\/\" target=\"_self\">\n\t\t\t\tThe Ins and Outs of RDSPs\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tNovember 6, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tMore than one-fifth of Canadians over the age of 18 are living with disabilities,1\u00a0\u00a0often with special needs which can entail significant costs. There is a ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/11\/06\/the-ins-and-outs-of-rdsps-2\/\" target=\"_self\" aria-labelledby=\"uael-post-5254\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-right\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-5254>READ MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper life-planning  life-planning \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/11\/06\/planning-for-families-affected-by-disabilities-2\/\" target=\"_self\" title=\"Planning for Families Affected by Disabilities\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png\" class=\"attachment-full size-full wp-image-4112\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png 1024w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-300x157.png 300w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-768x402.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/11\/06\/planning-for-families-affected-by-disabilities-2\/\" target=\"_self\">\n\t\t\t\tPlanning for Families Affected by Disabilities\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tNovember 6, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tA Registered Disability Savings Plan (RDSP) is a tax-sheltered savings vehicle designed to help families ensure the long-term financial security of a loved one affected ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/11\/06\/planning-for-families-affected-by-disabilities-2\/\" target=\"_self\" aria-labelledby=\"uael-post-5256\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-right\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-5256>READ MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper tax-planning  tax-planning \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/11\/06\/highlights-from-the-federal-budget-2025\/\" target=\"_self\" title=\"Highlights from the Federal Budget 2025\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png\" class=\"attachment-full size-full wp-image-4112\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png 1024w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-300x157.png 300w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-768x402.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/11\/06\/highlights-from-the-federal-budget-2025\/\" target=\"_self\">\n\t\t\t\tHighlights from the Federal Budget 2025\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tNovember 6, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tDownload this article as a PDF. On November 4, 2025, Finance Minister and National Revenue Minister Fran\u00e7ois-Philippe Champagne tabled the much-anticipated 2025 Federal Budget (Budget ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/11\/06\/highlights-from-the-federal-budget-2025\/\" target=\"_self\" aria-labelledby=\"uael-post-5251\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-right\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-5251>READ MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper life-planning  life-planning \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/07\/10\/canada-disability-benefit\/\" target=\"_self\" title=\"Canada Disability Benefit\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png\" class=\"attachment-full size-full wp-image-4112\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png 1024w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-300x157.png 300w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-768x402.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/07\/10\/canada-disability-benefit\/\" target=\"_self\">\n\t\t\t\tCanada Disability Benefit\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tJuly 10, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tDownload this PDF here. What is the Canada Disability Benefit? Launched in June 2025, the Canada Disability Benefit (CDB) is a new federal program providing ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2025\/07\/10\/canada-disability-benefit\/\" target=\"_self\" aria-labelledby=\"uael-post-5171\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-right\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-5171>READ MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper tax-planning  tax-planning \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/reducing-household-taxes-through-cpp-sharing\/\" target=\"_self\" title=\"Reducing Household Taxes Through CPP Sharing\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png\" class=\"attachment-full size-full wp-image-4112\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png 1024w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-300x157.png 300w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-768x402.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/reducing-household-taxes-through-cpp-sharing\/\" target=\"_self\">\n\t\t\t\tReducing Household Taxes Through CPP Sharing\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tMarch 15, 2024\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tIf you are collecting or have applied to collect your Canada Pension Plan retirement pension benefits (CPP) and have a spouse or common-law partner (CLP) ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/reducing-household-taxes-through-cpp-sharing\/\" target=\"_self\" aria-labelledby=\"uael-post-4444\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-right\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-4444>READ MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper tax-planning  tax-planning \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/2024-tax-resources\/\" target=\"_self\" title=\"2024 Tax Resources\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png\" class=\"attachment-full size-full wp-image-4112\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png 1024w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-300x157.png 300w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-768x402.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/2024-tax-resources\/\" target=\"_self\">\n\t\t\t\t2024 Tax Resources\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tMarch 15, 2024\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t2024 Wellington-Altus Corporate Tax Reference Card Personal Tax Planning Cards LIF and RLIF Minimum &amp; Maximum Factors Personal and Corporate Tax Integration Reference Cards 2024 ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/2024-tax-resources\/\" target=\"_self\" aria-labelledby=\"uael-post-4316\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-right\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-4316>READ MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper life-planning  life-planning \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/solving-the-retirement-funding-puzzle\/\" target=\"_self\" title=\"Solving The Retirement Funding Puzzle\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png\" class=\"attachment-full size-full wp-image-4112\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png 1024w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-300x157.png 300w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-768x402.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/solving-the-retirement-funding-puzzle\/\" target=\"_self\">\n\t\t\t\tSolving The Retirement Funding Puzzle\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tMarch 15, 2024\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tWhile generally a cause for celebration, retirement often comes with its fair share of financial anxiety. Research indicates that many people fear outliving their savings, ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/solving-the-retirement-funding-puzzle\/\" target=\"_self\" aria-labelledby=\"uael-post-4302\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-right\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-4302>READ MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper life-planning  life-planning \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/key-considerations-when-planning-for-retirement\/\" target=\"_self\" title=\"Key Considerations When Planning for Retirement\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png\" class=\"attachment-full size-full wp-image-4112\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png 1024w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-300x157.png 300w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-768x402.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/key-considerations-when-planning-for-retirement\/\" target=\"_self\">\n\t\t\t\tKey Considerations When Planning for Retirement\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tMarch 15, 2024\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tCanadians have historically relied upon employer-sponsored pension plans, government benefits and their own assets\u2014including rising real estate prices\u2014to cover their financial needs in retirement. But ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/key-considerations-when-planning-for-retirement\/\" target=\"_self\" aria-labelledby=\"uael-post-4296\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-right\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-4296>READ MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper estate-planning  estate-planning \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/estate-planning-getting-the-details-right\/\" target=\"_self\" title=\"Estate Planning: Getting the Details Right\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png\" class=\"attachment-full size-full wp-image-4112\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image.png 1024w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-300x157.png 300w, https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-content\/uploads\/sites\/147\/2022\/10\/WA-Featured-Image-768x402.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/estate-planning-getting-the-details-right\/\" target=\"_self\">\n\t\t\t\tEstate Planning: Getting the Details Right\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tMarch 15, 2024\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tWhen it comes to estate planning, co-ordination of documents and details such as beneficiary designations matter. A lack of planning and out of date or ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/2024\/03\/15\/estate-planning-getting-the-details-right\/\" target=\"_self\" aria-labelledby=\"uael-post-4351\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-double-right\"><\/i>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-4351>READ MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__footer\">\n\t\t\t\t\t\t<nav class=\"uael-grid-pagination\"  role=\"navigation\" aria-label=\"Pagination\" data-total=\"4\" data-next-page=\"2\">\n\t\t\t\t<span aria-current=\"page\" class=\"page-numbers current\">1<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-json\/wp\/v2\/pages\/4367\/page\/2\/\">2<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-json\/wp\/v2\/pages\/4367\/page\/3\/\">3<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-json\/wp\/v2\/pages\/4367\/page\/4\/\">4<\/a>\n<a class=\"next page-numbers\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wp-json\/wp\/v2\/pages\/4367\/page\/2\/\">Next &raquo;<\/a>\t\t\t<\/nav>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68f902ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68f902ca\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-21c8da18\" data-id=\"21c8da18\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37ffb6ca elementor-widget elementor-widget-text-editor\" data-id=\"37ffb6ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The information contained herein has been provided for information purposes only. The information has been drawn from sources believed to be reliable. Graphs, charts and other numbers are used for illustrative purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual\u2019s objectives and risk tolerance. This does not constitute a recommendation or solicitation to buy or sell securities of any kind. Market conditions may change which may impact the information contained in this document. \u202fWellington-Altus Private Wealth Inc. (WAPW) does not guarantee the accuracy or completeness of the information contained herein, nor does WAPW assume any liability for any loss that may result from the reliance by any person upon any such information or opinions.\u202f Before acting on any of the above, please contact your financial advisor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Wealth Planning All Corporate Planning Estate Planning Life Planning Tax Planning Canada Disability Benefit July 10, 2025 Download this PDF here. What is the Canada Disability Benefit? Launched in June 2025, the Canada Disability Benefit (CDB) is a new federal program providing &#8230; READ MORE Reducing Household Taxes Through CPP Sharing March 15, 2024 If [&hellip;]<\/p>\n","protected":false},"author":149,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-4367","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Wealth Planning - Aspire Wealth Partners<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/advisor.wellington-altus.ca\/aspirewealthpartners\/wealth-planning\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wealth Planning - Aspire Wealth Partners\" \/>\n<meta property=\"og:description\" content=\"Wealth Planning All Corporate Planning Estate Planning Life Planning Tax Planning Canada Disability Benefit July 10, 2025 Download this PDF here. What is the Canada Disability Benefit? 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