{"id":613,"date":"2026-06-18T12:56:44","date_gmt":"2026-06-18T16:56:44","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/?page_id=613"},"modified":"2026-06-26T16:07:53","modified_gmt":"2026-06-26T20:07:53","slug":"cross-border-wealth-management","status":"publish","type":"page","link":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/cross-border-wealth-management\/","title":{"rendered":"Cross-Border Wealth Management"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"613\" class=\"elementor elementor-613\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26bfeae e-con-full e-flex e-con e-parent\" data-id=\"26bfeae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_laptop&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f3afe99 e-con-full e-flex e-con e-child\" data-id=\"f3afe99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-799ef44 elementor-widget elementor-widget-heading\" data-id=\"799ef44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Cross-Border Wealth Management<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a9e5bfb e-flex e-con-boxed e-con e-parent\" data-id=\"a9e5bfb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8cc0f65 e-con-full e-flex e-con e-child\" data-id=\"8cc0f65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a636c2 elementor-widget elementor-widget-heading\" data-id=\"0a636c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Contego Wealth Management?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9369148 elementor-widget elementor-widget-text-editor\" data-id=\"9369148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Through Wellington-Altus USA Inc. (WAUSA), a Registered Investment Advisor with the Securities and Exchange Commission, we can provide integrated investment management solutions designed for clients with financial interests in both Canada and the United States.\u00a0 \u00a0<\/p><p><em>\u00a0<\/em><em>Helping Canadians and Americans navigate their financial lives on both sides of the border. <\/em><\/p><p>Whether you\u2019re relocating, retiring abroad, managing inherited assets, or maintaining investment accounts in both Canada and the United States, our team provides guidance designed to simplify the complexities of cross-border wealth management.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b6d694 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6b6d694\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbdace8 elementor-widget elementor-widget-text-editor\" data-id=\"cbdace8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Many U.S. broker-dealers are unable to advise clients on their 401(k) or IRA accounts once they become non-residents. Through WAUSA, we can assist with the management of U.S.-domiciled retirement accounts, including 401(k) rollovers, IRAs resulting from employment earnings, and inherited IRAs where a Canadian resident is named a beneficiary.<\/p><p>Cross-border financial planning often involves additional considerations, particularly when Canadian-registered accounts such as RRSPs, TFSAs, and taxable investment portfolios are involved. Dual citizenship and residency changes can create complex tax and investment planning challenges that require specialized expertise.<\/p><p>With over 11 years of experience supporting clients with cross-border planning and portfolio management needs, our team provides coordinated guidance designed to help clients manage assets and retirement savings on both sides of the border.<\/p><p>Examples of cross-border situations we assist with include:<\/p><ul><li>IRAs for Canadians who worked in the United States and accumulated retirement savings before returning to Canada<\/li><li>Investments for Americans seeking access to Canadian securities<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a99ceb0 e-flex e-con-boxed e-con e-parent\" data-id=\"a99ceb0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0b3b12c e-con-full e-flex e-con e-child\" data-id=\"0b3b12c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e44e570 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"e44e570\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Who We Help<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a1c5ae elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"2a1c5ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Canadians moving to the United States<\/li><li>Americans moving to Canada<\/li><li>Americans living in Canada<\/li><li>Canadians living in the United States<\/li><li>Dual citizenship<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d855b92 e-con-full e-flex e-con e-child\" data-id=\"d855b92\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da15318 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"da15318\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How We Can Help<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cf104a elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5cf104a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our team can assist with:<\/p><ul><li>Cross-border investment planning<\/li><li>Management of U.S.-domiciled retirement accounts<\/li><li>Canadian and U.S. portfolio coordination<\/li><li>Cross-border estate considerations<\/li><li>Currency management solutions<\/li><li>Consolidated wealth planning across jurisdictions<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aeb1371 e-con-full e-flex e-con e-child\" data-id=\"aeb1371\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b3a2a1 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1b3a2a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Account Types We Support<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87bb623 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"87bb623\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Traditional IRAs<\/li><li>Roth IRAs<\/li><li>SEP IRAs<\/li><li>Rollover IRAs<\/li><li>Rollover Roth IRAs<\/li><li>Trust accounts<\/li><li>Estate accounts<\/li><li>Corporate accounts (including LLCs and LPs)<\/li><li>Separately Managed Accounts (SMAs)<\/li><li>IRAs and Roth IRAs for minors<\/li><li>Custodial accounts for minors (UMGA\/UMTA)<\/li><li>Cash or margin accounts for U.S. Residents, including TOD accounts<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68933f9 e-con-full e-flex e-con e-child\" data-id=\"68933f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf26705 elementor-align-center elementor-widget__width-initial elementor-mobile-align-left elementor-widget elementor-widget-button\" data-id=\"cf26705\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"#contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Our Team<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cross-Border Wealth Management Why Contego Wealth Management? Through Wellington-Altus USA Inc. (WAUSA), a Registered Investment Advisor with the Securities and Exchange Commission, we can provide integrated investment management solutions designed for clients with financial interests in both Canada and the United States.\u00a0 \u00a0 \u00a0Helping Canadians and Americans navigate their financial lives on both sides of [&hellip;]<\/p>\n","protected":false},"author":193,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-613","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/wp-json\/wp\/v2\/pages\/613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/wp-json\/wp\/v2\/users\/193"}],"replies":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/wp-json\/wp\/v2\/comments?post=613"}],"version-history":[{"count":28,"href":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/wp-json\/wp\/v2\/pages\/613\/revisions"}],"predecessor-version":[{"id":655,"href":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/wp-json\/wp\/v2\/pages\/613\/revisions\/655"}],"wp:attachment":[{"href":"https:\/\/advisor.wellington-altus.ca\/contegowealthmanagement\/wp-json\/wp\/v2\/media?parent=613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}