Have questions? You’re not alone. Find answers to some of our most frequently asked questions below.
Independent financial advisors typically operate in firms that emphasize advisor autonomy, impartial advice, and flexibility. These firms are not bound by large corporate systems or sales targets, allowing advisors to focus solely on what is right for each client and offer solutions without product constraints. Independent platforms also highlight objectivity and client‑first decision making.
Bank advisors usually work within more structured environments where product shelves, processes, and internal priorities are standardized. This can provide familiarity and convenience, but the environment may be influenced by institutional requirements such as sales expectations or corporate policies.
Independent firms often foster an entrepreneurial culture that gives advisors more freedom to tailor planning and investment strategies around each client’s unique needs.
Cresco Wealth Management provides financial planning, retirement planning, portfolio and investment management, tax and estate planning, and ongoing client support. These services are delivered through a structured approach that includes portfolio management, goal‑based planning, behavioural guidance, and a defined client service model.
To learn more about how these services work together, you can visit:
Portfolio Management
https://advisor.wellington-altus.ca/crescowealthmanagement/portfolio-management/
Planning
https://advisor.wellington-altus.ca/crescowealthmanagement/planning/
Behavioural Management
https://advisor.wellington-altus.ca/crescowealthmanagement/behavioral-management/
Service Model
https://advisor.wellington-altus.ca/crescowealthmanagement/service-model/
Client assets for Wellington‑Altus Private Wealth are held in custody by National Bank Independent Network (NBIN), a division of National Bank of Canada, which is responsible for safeguarding assets and performing back‑office services.
This structure means your assets remain in the custody of well‑capitalized, regulated institutions while your advisor focuses on providing objective guidance.
Yes. Investments are only one part of your financial life. A financial plan ties together goals, cash flow needs, taxes, risk tolerance, and timelines so that your investments work in support of a clear strategy rather than on their own.
A disciplined investment approach evaluates your goals, comfort with risk, and time horizon, then builds a portfolio designed to stay aligned with those factors over time. The process focuses on long-term structure rather than short-term market movements and includes regular reviews to ensure the portfolio remains appropriate.
Yes. Coordinating with your accountant or lawyer helps ensure tax planning, estate considerations, and investment decisions work together smoothly. This collaboration supports a clearer, more unified financial strategy.
A Cresco Service Concierge is your dedicated point of contact for day‑to‑day administrative support. Instead of calling a general service line or waiting on hold, you have direct access to someone who knows you, your accounts and can assist with tasks such as reporting, transfers, account changes, and documentation whenever you need it. Your concierge works closely with your advisor and the entire Cresco team, so every request is handled smoothly and without disruption, making your experience faster, easier, and completely seamless.
Many advisory teams set minimums based on the level of service and planning involved. Minimums help ensure clients receive the appropriate depth of attention, guidance, and long-term support. At Cresco, our minimum threshold is $750,000.
Your ongoing service continues with the advisory team you already know; Cresco is intentionally built with redundancy and succession planning, so clients meet successor advisors well before any transition. Cresco Wealth Management was not built on one advisor alone, but rather a team of like-minded professionals that share the same standards.
The onboarding process typically includes learning about your goals and financial picture, reviewing your existing accounts, creating or updating a financial plan, and setting up your investment strategy. Once your accounts are transferred and your plan is in place, meetings and reviews follow a structured service schedule, so you always know what to expect.
