{"id":2472,"date":"2024-09-24T14:14:54","date_gmt":"2024-09-24T14:14:54","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/crescowealthmanagement\/?p=2472"},"modified":"2024-09-24T14:14:54","modified_gmt":"2024-09-24T14:14:54","slug":"even-the-good-years-have-down-times","status":"publish","type":"post","link":"https:\/\/advisor.wellington-altus.ca\/crescowealthmanagement\/2024\/09\/24\/even-the-good-years-have-down-times\/","title":{"rendered":"Even the Good Years Have Down Times"},"content":{"rendered":"<p>While many aspects of investing in the equity markets may seem unpredictable, one constant remains: volatility. Just how common are market fluctuations? Even in years when the S&amp;P\/TSX Composite Index has performed well, we should expect substantial volatility. Over the past 40 years, despite average annual performance of more than 6 percent, the average intra-year decline was -15 percent (see graph below for performance since 2005), with corrections of 10 percent or more occurring more than half of the time and drawdowns of 15 percent or more occurring one-third of the time!<\/p>\n<p>Successful investing involves being prepared for both the market ups and inevitable downs. While it\u2019s never easy to see portfolio values decline during temporary down periods, patience and perspective are important. Don\u2019t let short-term fluctuations disrupt long-term financial plans.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignleft wp-image-2473 size-full\" src=\"https:\/\/advisor.wellington-altus.ca\/crescowealthmanagement\/wp-content\/uploads\/sites\/35\/2024\/09\/Down-Times.jpg\" alt=\"\" width=\"1504\" height=\"350\" srcset=\"https:\/\/advisor.wellington-altus.ca\/crescowealthmanagement\/wp-content\/uploads\/sites\/35\/2024\/09\/Down-Times.jpg 1504w, https:\/\/advisor.wellington-altus.ca\/crescowealthmanagement\/wp-content\/uploads\/sites\/35\/2024\/09\/Down-Times-300x70.jpg 300w, https:\/\/advisor.wellington-altus.ca\/crescowealthmanagement\/wp-content\/uploads\/sites\/35\/2024\/09\/Down-Times-1024x238.jpg 1024w, https:\/\/advisor.wellington-altus.ca\/crescowealthmanagement\/wp-content\/uploads\/sites\/35\/2024\/09\/Down-Times-768x179.jpg 768w\" sizes=\"(max-width: 1504px) 100vw, 1504px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>While many aspects of investing in the equity markets may seem unpredictable, one constant remains: volatility. Just how common are market fluctuations? Even in years when the S&amp;P\/TSX Composite Index has performed well, we should expect substantial volatility. Over the past 40 years, despite average annual performance of more than 6 percent, the average intra-year [&hellip;]<\/p>\n","protected":false},"author":129,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2472","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Even the Good Years Have Down Times - Cresco Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/advisor.wellington-altus.ca\/crescowealthmanagement\/2024\/09\/24\/even-the-good-years-have-down-times\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Even the Good Years Have Down Times - Cresco Wealth Management\" \/>\n<meta property=\"og:description\" content=\"While many aspects of investing in the equity markets may seem unpredictable, one constant remains: volatility. Just how common are market fluctuations? Even in years when the S&amp;P\/TSX Composite Index has performed well, we should expect substantial volatility. 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