{"id":10464,"date":"2026-10-05T18:17:41","date_gmt":"2026-10-05T18:17:41","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/?p=10464"},"modified":"2026-10-05T18:19:04","modified_gmt":"2026-10-05T18:19:04","slug":"resp-withdrawal-decision-tree","status":"publish","type":"post","link":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/2026\/10\/05\/resp-withdrawal-decision-tree\/","title":{"rendered":"RESP Withdrawal Decision Tree"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><a href=\"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-content\/uploads\/sites\/76\/2026\/10\/AWPG-RESP-Education-Planning_Chart_2026.pdf\">Download this article as a pdf<\/a><\/p>\n<p class=\"wp-block-paragraph\">When withdrawing from an RESP, there are a variety of considerations to keep in mind, such as is this the first time the beneficiary is attending post-secondary education, are they attending full or part-time, and what makes the most sense \u2013 withdrawing EAP and\/or PSE. This RESP decision tree outlines the different withdrawal options available depending upon the students circumstances.<\/p>\n<p class=\"wp-block-paragraph\">For additional information about maximizing your RESP\u2019s value, please see <a href=\"https:\/\/wellington-altus.ca\/maximizing-your-resp-withdraw-wisely\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-15205\" src=\"https:\/\/wellington-altus.ca\/wp-content\/uploads\/2023\/08\/RESP-Withdrawal-Decision-Tree-1024x791.webp\" sizes=\"(max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wellington-altus.ca\/wp-content\/uploads\/2023\/08\/RESP-Withdrawal-Decision-Tree-1024x791.webp 1024w, https:\/\/wellington-altus.ca\/wp-content\/uploads\/2023\/08\/RESP-Withdrawal-Decision-Tree-300x232.webp 300w, https:\/\/wellington-altus.ca\/wp-content\/uploads\/2023\/08\/RESP-Withdrawal-Decision-Tree-768x593.webp 768w, https:\/\/wellington-altus.ca\/wp-content\/uploads\/2023\/08\/RESP-Withdrawal-Decision-Tree-16x12.webp 16w, https:\/\/wellington-altus.ca\/wp-content\/uploads\/2023\/08\/RESP-Withdrawal-Decision-Tree.webp 1049w\" alt=\"\" width=\"1024\" height=\"791\" \/><\/figure>\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-content\/uploads\/sites\/76\/2026\/10\/AWPG-RESP-Education-Planning_Chart_2026.pdf\">Click for full pdf<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Download this article as a pdf When withdrawing from an RESP, there are a variety of considerations to keep in mind, such as is this the first time the beneficiary is attending post-secondary education, are they attending full or part-time, and what makes the most sense \u2013 withdrawing EAP and\/or PSE. This RESP decision tree [&hellip;]<\/p>\n","protected":false},"author":193,"featured_media":369,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-10464","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wealth-planning"],"_links":{"self":[{"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/posts\/10464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/users\/193"}],"replies":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/comments?post=10464"}],"version-history":[{"count":2,"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/posts\/10464\/revisions"}],"predecessor-version":[{"id":10467,"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/posts\/10464\/revisions\/10467"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/media\/369"}],"wp:attachment":[{"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/media?parent=10464"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/categories?post=10464"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/enhancedwealthmanagement\/wp-json\/wp\/v2\/tags?post=10464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}