Planning
Investment Planning
Investment Planning
Based on your goals and risk tolerance, a financial plan includes an investment strategy that outlines how assets should be allocated among different asset classes (e.g., Cash, Fixed Income, Equities, and Alts) to achieve growth and diversification.
Retirement Planning
Retirement Planning
We help you plan for a comfortable retirement by estimating how much you need to save, recommending retirement
accounts (e.g., RRSP, TSA, RESP, RRIF/LIF), and creating income distribution strategies when you take the next step in life into retirement.
Estate Planning
Estate Planning
Addressing the distribution of assets and the minimization of estate taxes upon the client's passing. It includes the creation of trusts and the designation of beneficiaries.
Tax Planning
Tax Planning
Efficient tax planning is an integral part of financial planning. It involves strategies to minimize tax liabilities while maximizing after-tax returns.
Insurance Planning
Insurance Planning
Assessing the client's insurance needs, including life insurance, health insurance, disability
insurance, and long-term care insurance to ensure adequate coverage and protection.
Cash-Flow Planning
Cash-Flow Planning
Maintaining a balanced cash flow is essential for meeting both short-term and long-term financial goals.
We help clients budget and manage their cash flow effectively.
