A Case Study: Why Help a (Grand)Child File a Tax Return?
As the saying goes, “Give the man a fish, and you feed him for a day ; teach the man to fish, and you feed him for a lifetime.” The same principle applies to financial literacy.
Planning Ahead: Giving Forethought to “Rightsizing” Your Home?
This may sound familiar: your first home started out small, but as your family grew, you needed more bedrooms and a larger backyard.
What Happens When a Child Becomes an Adult?
Ever wondered how much it costs to raise a child? In Canada, estimates suggest it will set parents back an average of $293,000 from birth to age 17. In the U.S., that figure may be even higher, estimated at roughly US$303,418, even after tax credits.
Beneficiary Designations Matter More Than You Might Think
Beneficiary designations matter more than many people realize. Every so often, we hear about situations where an outdated beneficiary designation overrides instructions in a will; for example, when a registered account names a former spouse, resulting in assets being paid directly to that individual regardless of the current will.
Helping (Grand)Kids Buy a Home: Five Ways to Structure Support
In 2025, 41 percent of first-time homebuyers received down-payment gifts averaging $74,570, highlighting the significant role family members play in helping the next generation enter the housing market.
Oh Canada! Reasons to Embrace Our Nation
Respected economist Paul Krugman recently wrote an article, “What Happens When Americans Realize How Miserable We Are?”
Our Continuing Dependence on Oil: Will the Energy Landscape Shift?
The conflict with Iran served as an abrupt reminder of energy’s central role in global order. In the spring, the Strait of Hormuz exposed the risks of routing roughly 20 percent of global supply through a single chokepoint. The resulting disruptions not only drove fossil fuel prices sharply higher but also reinforced a consequence that extends well beyond economics: energy security is inseparable from national security.
Challenging the Artificial Intelligence Job Apocalypse
Is artificial intelligence (AI) coming for your job? According to The Economist, one in three people believe AI will cause widespread job losses, while seven out of 10 believe it will make it harder for people to find work.
Are the Bond Markets Sending a Signal?
Many market observers have recently turned their attention to the fixed-income markets, as long-term government bond yields have risen to levels not observed in more than two decades. By the end of May, 10-year and 30-year U.S. Treasury yields had risen to levels last seen before the 2008 crisis. Japan’s long-end bond yields also surged to multi-decade highs. Even in Canada, government bond yields hit multi-year highs.
Stepping Back: The 30,000-Foot Market View
One of the recurring challenges in writing my/ our quarterly commentary is that by the time it reaches publication, arts already feel dated. This feels especially pronounced today as the pace of change appears to be accelerating.