September Market Insights Video By Dr. James Thorne: Lose the battle win the war
“Who gets hurt? Main Street.” Questioning the U.S. Federal Reserve’s decision to hike interest rates, James Thorne considers recent economic shocks, historical relevance—and whether the central bank has another way out. Learn more in his October Market Insights coming soon.
A Case Study: Why Help a (Grand)Child File a Tax Return?
As the saying goes, “Give the man a fish, and you feed him for a day ; teach the man to fish, and you feed him for a lifetime.” The same principle applies to financial literacy.
Planning Ahead: Giving Forethought to “Rightsizing” Your Home?
This may sound familiar: your first home started out small, but as your family grew, you needed more bedrooms and a larger backyard.
What Happens When a Child Becomes an Adult?
Ever wondered how much it costs to raise a child? In Canada, estimates suggest it will set parents back an average of $293,000 from birth to age 17. In the U.S., that figure may be even higher, estimated at roughly US$303,418, even after tax credits.
September Market Insights By Dr. James Thorne: Through The Looking-Glass
Lewis Carroll’s Through the Looking-Glass imagined a world in which familiar rules ran in reverse. This problem is now increasingly confronting Wall Street—not only in how it reads monetary policy, but in how it reads the equity market itself.
Beneficiary Designations Matter More Than You Might Think
Beneficiary designations matter more than many people realize. Every so often, we hear about situations where an outdated beneficiary designation overrides instructions in a will; for example, when a registered account names a former spouse, resulting in assets being paid directly to that individual regardless of the current will.
Helping (Grand)Kids Buy a Home: Five Ways to Structure Support
In 2025, 41 percent of first-time homebuyers received down-payment gifts averaging $74,570, highlighting the significant role family members play in helping the next generation enter the housing market.
Oh Canada! Reasons to Embrace Our Nation
Respected economist Paul Krugman recently wrote an article, “What Happens When Americans Realize How Miserable We Are?”
August Market Insights By Dr. James Thorne: Beyond The AI Bottleneck
A leadership transition is already underway, but much of the market remains anchored to the last trade. Investors are still crowded into semiconductors, memory and artificial intelligence (AI) infrastructure supported by passive flows and a sell-side that continues to extrapolate an era of outsized earnings surprises that has largely run its course.
Our Continuing Dependence on Oil: Will the Energy Landscape Shift?
The conflict with Iran served as an abrupt reminder of energy’s central role in global order. In the spring, the Strait of Hormuz exposed the risks of routing roughly 20 percent of global supply through a single chokepoint. The resulting disruptions not only drove fossil fuel prices sharply higher but also reinforced a consequence that extends well beyond economics: energy security is inseparable from national security.