{"id":2495,"date":"2026-02-03T16:55:34","date_gmt":"2026-02-03T16:55:34","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/?page_id=2495"},"modified":"2026-03-20T13:14:16","modified_gmt":"2026-03-20T17:14:16","slug":"maximize-your-farmland-value","status":"publish","type":"page","link":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/maximize-your-farmland-value\/","title":{"rendered":"Maximize Your Farmland Value"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2495\" class=\"elementor elementor-2495\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4c1ecf e-flex e-con-boxed e-con e-parent\" data-id=\"c4c1ecf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-44fa05a e-con-full e-flex e-con e-child\" data-id=\"44fa05a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b361165 elementor-widget elementor-widget-heading\" data-id=\"b361165\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Selling Your Farm? Understand the<br> Tax\nImpact Before You Decide\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62da9d4 elementor-widget elementor-widget-text-editor\" data-id=\"62da9d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When farmland is sold, the resulting capital gain can create a significant tax obligation. Before you finalize a sale, it\u2019s important to understand the potential tax impact\u2014and how different planning options compare.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5fc676 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"d5fc676\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/farm-sale-tax-strategy-calculator\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-calculator\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get My Farm Sale Tax Estimate<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa75e2f elementor-widget elementor-widget-text-editor\" data-id=\"aa75e2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This calculator gives you a side-by-side estimate of:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d8877b4 e-grid e-con-boxed e-con e-parent\" data-id=\"d8877b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9a55e5d e-flex e-con-boxed e-con e-child\" data-id=\"9a55e5d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9341f8 elementor-widget elementor-widget-image\" data-id=\"a9341f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon1.png\" class=\"attachment-large size-large wp-image-2496\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon1.png 800w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon1-300x300.png 300w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon1-150x150.png 150w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon1-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-903cdb1 elementor-widget elementor-widget-text-editor\" data-id=\"903cdb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your potential capital gain<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-afdebd4 e-flex e-con-boxed e-con e-child\" data-id=\"afdebd4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d677d7a elementor-widget elementor-widget-image\" data-id=\"d677d7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon2.png\" class=\"attachment-large size-large wp-image-2497\" alt=\"Taxes icon\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon2.png 800w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon2-300x300.png 300w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon2-150x150.png 150w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon2-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23b867f elementor-widget elementor-widget-text-editor\" data-id=\"23b867f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEstimated taxes payable under an immediate sale\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4985e0 e-flex e-con-boxed e-con e-child\" data-id=\"c4985e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac00279 elementor-widget elementor-widget-image\" data-id=\"ac00279\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon3.png\" class=\"attachment-large size-large wp-image-2498\" alt=\"Land-Unit Exchange Program icon\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon3.png 800w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon3-300x300.png 300w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon3-150x150.png 150w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/01\/icon3-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f6a822 elementor-widget elementor-widget-text-editor\" data-id=\"4f6a822\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>An illustration of how a Land-Unit Exchange Program may differ in timing and structure<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-121a7f6 e-flex e-con-boxed e-con e-parent\" data-id=\"121a7f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f9479e0 e-flex e-con-boxed e-con e-child\" data-id=\"f9479e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6558d95 elementor-widget elementor-widget-heading\" data-id=\"6558d95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why This Matters When Selling Farmland<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-975fd8c elementor-widget elementor-widget-text-editor\" data-id=\"975fd8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For many farmers, the land is the largest asset and has appreciated over decades.<br \/>When the time comes to sell, the tax consequences can be substantial\u2014especially under current capital gains rules.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d618d0c e-con-full e-flex e-con e-parent\" data-id=\"d618d0c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-62d6362 e-grid e-con-full e-con e-child\" data-id=\"62d6362\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c8afe1 elementor-widget elementor-widget-image\" data-id=\"8c8afe1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Understanding-your-options-image-section.jpg\" class=\"attachment-large size-large wp-image-2567\" alt=\"Understanding your options image section\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Understanding-your-options-image-section.jpg 800w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Understanding-your-options-image-section-300x188.jpg 300w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Understanding-your-options-image-section-768x480.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b07d4f e-con-full e-flex e-con e-child\" data-id=\"7b07d4f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-322a43f elementor-widget elementor-widget-heading\" data-id=\"322a43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Understanding your options early <br>helps you:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87de552 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"87de552\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\" style=\"--Ys-XuQ: none\">Prepare for the tax implications of a sale<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-018b74b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"018b74b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCompare different approaches side-by-side\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04ab6f9 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"04ab6f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tDiscuss informed strategies with your accountant\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0d4630 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e0d4630\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Align your sale with retirement, estate, or succession goals<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc024b7 elementor-widget elementor-widget-text-editor\" data-id=\"fc024b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This tool offers a clear, illustrative comparison to support your planning.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6bafe81 e-flex e-con-boxed e-con e-parent\" data-id=\"6bafe81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9328c75 elementor-widget elementor-widget-heading\" data-id=\"9328c75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compare Two Approaches\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7daeaaa e-flex e-con-boxed e-con e-child\" data-id=\"7daeaaa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ba328e9 e-grid e-con-full e-con e-child\" data-id=\"ba328e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c5dbe5e e-con-full e-flex e-con e-child\" data-id=\"c5dbe5e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6c3c21 elementor-widget elementor-widget-image\" data-id=\"c6c3c21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Option-1-image-section.jpg\" class=\"attachment-large size-large wp-image-2570\" alt=\"Calculator\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Option-1-image-section.jpg 800w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Option-1-image-section-300x188.jpg 300w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Option-1-image-section-768x480.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e16ca3a e-con-full e-flex e-con e-child\" data-id=\"e16ca3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b144723 elementor-widget elementor-widget-heading\" data-id=\"b144723\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Option 1: Sell and Pay Taxes Immediately<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31d945e elementor-widget elementor-widget-text-editor\" data-id=\"31d945e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Sell your farmland and realize any capital gain today<\/li><li>Pay tax based on your specific situation and applicable rules<\/li><li>Invest the after-tax proceeds in a diversified portfolio<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-16aba13 e-con-full e-flex e-con e-child\" data-id=\"16aba13\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62368c1 elementor-widget elementor-widget-image\" data-id=\"62368c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Option-2-image-section.jpg\" class=\"attachment-large size-large wp-image-2571\" alt=\"Farm field arial view\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Option-2-image-section.jpg 800w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Option-2-image-section-300x188.jpg 300w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/Option-2-image-section-768x480.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-366f30e e-con-full e-flex e-con e-child\" data-id=\"366f30e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12c320f elementor-widget elementor-widget-heading\" data-id=\"12c320f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Option 2: Land-Unit Exchange Program<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-391b99b elementor-widget elementor-widget-text-editor\" data-id=\"391b99b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Sell your farmland to a qualifying Farm Land-Unit Trust<\/li><li>Receive trust units instead of cash<\/li><li>Taxes may be deferred depending on your circumstances<\/li><li>Maintain exposure to agricultural real estate through the trust structure<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73575c6 e-con-full e-flex e-con e-parent\" data-id=\"73575c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7d5a38c e-grid e-con-full e-con e-child\" data-id=\"7d5a38c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1fbf19 elementor-widget elementor-widget-image\" data-id=\"e1fbf19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/How-We-Prepare-Your-Estimate-image-section.jpg\" class=\"attachment-large size-large wp-image-2569\" alt=\"How We Prepare Your Estimate - Farmland\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/How-We-Prepare-Your-Estimate-image-section.jpg 800w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/How-We-Prepare-Your-Estimate-image-section-300x188.jpg 300w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/How-We-Prepare-Your-Estimate-image-section-768x480.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11ea9ba e-flex e-con-boxed e-con e-child\" data-id=\"11ea9ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c86e84 elementor-widget elementor-widget-heading\" data-id=\"4c86e84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How the program works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d57ce55 elementor-widget elementor-widget-text-editor\" data-id=\"d57ce55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To provide a clear, simple comparison, we use the following inputs:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05c31cf elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"05c31cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You provide:<\/p><ul><li>Proceeds from sale of farmland: The estimated sale price of your land.<\/li><li>Cost of land (Adjusted Cost Base \u2013 ACB): What you originally paid for the land plus qualifying improvements.<\/li><li>Type of farmland: Whether the land is owned personally or through a corporation.<\/li><li>Estimated rate of return: A reasonable long-term after-tax rate of return applied to both approaches.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18c81a8 e-con-full e-flex e-con e-parent\" data-id=\"18c81a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c207eff e-grid e-con-full e-con e-child\" data-id=\"c207eff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-73d8bb8 e-flex e-con-boxed e-con e-child\" data-id=\"73d8bb8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b2842f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2b2842f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We illustrate:<\/p><ul><li>An estimate of your capital gain<\/li><li>An estimate of tax under an immediate sale using a flat 25% tax rate, for comparison purposes<\/li><li>A side-by-side illustration of both approaches over time using the same assumed rate of return<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1aa39fa elementor-widget elementor-widget-text-editor\" data-id=\"1aa39fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Important:<\/p><p>These calculations provide illustrative estimates only. They do not account for capital gains exemptions or other deductions and do not replace professional tax advice. Actual results depend on your personal circumstances, province of residence, ownership structure, and future tax rules. We recommend reviewing your results with your accountant or tax advisor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f740e25 elementor-widget elementor-widget-image\" data-id=\"f740e25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/We-illustrate-image-image-section.jpg\" class=\"attachment-large size-large wp-image-2568\" alt=\"\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/We-illustrate-image-image-section.jpg 800w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/We-illustrate-image-image-section-300x188.jpg 300w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/We-illustrate-image-image-section-768x480.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b14b97 e-flex e-con-boxed e-con e-parent\" data-id=\"5b14b97\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71b2520 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"71b2520\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf0fe04 e-con-full e-flex e-con e-parent\" data-id=\"bf0fe04\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-27289f1 e-flex e-con-boxed e-con e-child\" data-id=\"27289f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c68ae5f e-grid e-con-full e-con e-child\" data-id=\"c68ae5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fe7b85e e-con-full e-flex e-con e-child\" data-id=\"fe7b85e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed79908 elementor-widget elementor-widget-heading\" data-id=\"ed79908\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get Your Personalized Estimate<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ff7efb elementor-widget elementor-widget-text-editor\" data-id=\"4ff7efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Find out how your farm sale could look under each approach. Enter your details below and we\u2019ll send you a customized illustration by email.<br \/>You will receive:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc6b9c9 elementor-widget elementor-widget-text-editor\" data-id=\"cc6b9c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\" style=\"--ys-xuq: none\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-2559\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/checked.png\" alt=\"\" width=\"30\" height=\"30\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/checked.png 200w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/checked-150x150.png 150w\" sizes=\"(max-width: 30px) 100vw, 30px\" \/>An outline of your estimated capital gain<\/span><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2559 alignleft\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/checked.png\" alt=\"\" width=\"30\" height=\"30\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/checked.png 200w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/checked-150x150.png 150w\" sizes=\"(max-width: 30px) 100vw, 30px\" \/>A comparison of an immediate sale vs. a Land-Unit Exchange Program<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2559 alignleft\" src=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/checked.png\" alt=\"\" width=\"30\" height=\"30\" srcset=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/checked.png 200w, https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2026\/02\/checked-150x150.png 150w\" sizes=\"(max-width: 30px) 100vw, 30px\" \/>A summary that you can review with your accountant, lawyer, or family<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26158de elementor-widget elementor-widget-text-editor\" data-id=\"26158de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Private and confidential | Delivered by email | No obligation<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38c80fb elementor-align-left elementor-widget elementor-widget-button\" data-id=\"38c80fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/farm-sale-tax-strategy-calculator\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get My Farm Sale Tax Estimate<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1afc4f1 e-con-full e-flex e-con e-parent\" data-id=\"1afc4f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-024628e e-con-full e-flex e-con e-child\" data-id=\"024628e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-978e2a9 e-grid e-con-full e-con e-child\" data-id=\"978e2a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-597da69 e-con-full e-flex e-con e-child\" data-id=\"597da69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88dab36 elementor-widget elementor-widget-heading\" data-id=\"88dab36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Prefer to Speak With Us Instead?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2c30ea elementor-widget elementor-widget-text-editor\" data-id=\"b2c30ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you\u2019d rather discuss your situation directly, you can choose one of these options instead of completing the calculator:<\/p><ul><li>Select \u201cCall Me\u201d \u2013 A representative will contact you to discuss your options.<\/li><li>Book a 30-Minute Chat \u2013 Schedule a consultation at your convenience.<\/li><\/ul><p><br \/>Whether you complete the calculator or opt for a direct conversation, we\u2019ll ensure you receive the information and guidance you need to explore the program\u2019s 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