{"id":2088,"date":"2025-12-15T08:00:13","date_gmt":"2025-12-15T08:00:13","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/?p=2088"},"modified":"2025-09-30T19:47:03","modified_gmt":"2025-09-30T19:47:03","slug":"estate-planning","status":"publish","type":"post","link":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/","title":{"rendered":"ESTATE PLANNING"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2088\" class=\"elementor elementor-2088\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7611bf84 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7611bf84\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48fee407\" data-id=\"48fee407\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-399672e1 elementor-widget elementor-widget-text-editor\" data-id=\"399672e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"text-align: justify\">Can Your Loved Ones Access Your Estate Planning Documents?<\/h2><p style=\"text-align: justify\">A recent Globe &amp; Mail article highlighted an oft-overlooked estate planning risk: the lost will. In the case of Finsant Estate (2024),<sup><a href=\"https:\/\/www.theglobeandmail.com\/investing\/personal-finance\/taxes\/article-will-testament-inheritance-family-estate-planning\/\">1<\/a>\u00a0<\/sup>a will prepared in 2001 named the deceased\u2019s grand-niece as the sole beneficiary. While the will could not be located, the assumed beneficiary asked the court to enforce it, and the estate\u2019s administrator claimed the deceased had died without a will.<\/p><p style=\"text-align: justify\">If a will is known to exist but is lost, \u201cclear and convincing evidence\u201d is required to validate it. Otherwise, it may be presumed to have been deliberately destroyed by the deceased. In this case, the court declared the estate \u201cintestate,\u201d meaning assets were distributed according to provincial law.<\/p><p style=\"text-align: justify\">This underscores the importance of safely storing estate planning documents\u2014and ensuring trusted individuals know where to find them. A will only serves its purpose if it can be located after death.<\/p><p style=\"text-align: justify\"><strong>How Documents Often Get Lost<\/strong><\/p><p style=\"text-align: justify\">Years often pass between drafting a will and when it is needed. Home moves or relocation to another province or country can contribute to misplacement. Lawyers may retire or change practices, and original documents can be misplaced, discarded or accidentally destroyed.<\/p><p style=\"text-align: justify\">In most provinces, the original will is required to administer an estate. Copies, even if notarized, usually cannot replace the original. Beyond the time and effort spent searching for lost documents, the consequences can be severe: the estate may be declared intestate, as was the outcome for the Finsant case, meaning assets are distributed according to provincial law rather than the deceased\u2019s intentions.<\/p><p style=\"text-align: justify\"><strong>Pitfalls With Common Storage Locations<\/strong><\/p><p style=\"text-align: justify\">Here are places where estate planning documentation is commonly held, each with its own considerations: Lawyer\u2019s Office \u2014 While professional file retention generally ensures safekeeping, keep in mind that changes in practice or a lawyer\u2019s retirement can complicate access.<\/p><p style=\"text-align: justify\"><strong>Safety Deposit Box<\/strong> \u2014 While secure and protected against loss or damage, consider that access often requires probate, which in turn typically requires the original will\u2014creating a potential catch-22.<\/p><p style=\"text-align: justify\"><strong>Home Safe<\/strong> \u2014 While this may provide easy access for an executor, it may be vulnerable to fire, flood, theft or misplacement during moves.<\/p><p style=\"text-align: justify\"><strong>Why the Power of Attorney Deserves Special Attention<\/strong><\/p><p style=\"text-align: justify\">The power of attorney (POA) takes effect during your lifetime, so timely access is critical, especially in emergencies when decisions must be made if you become incapacitated. Generally, there are two types: one for property and one for personal care (the names and terms vary by province\/territory, such as mandate, personal directive or living will for POA for personal care). Delays in accessing these documents can create confusion, legal hurdles and unnecessary expenses for loved ones.<\/p><p style=\"text-align: justify\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-3888\" src=\"https:\/\/advisor.wellington-altus.ca\/towerwealthadvisory\/wp-content\/uploads\/sites\/37\/2025\/09\/16.png\" alt=\"\" width=\"590\" height=\"210\" \/><\/p><p style=\"text-align: justify\">Because POAs grant authority over finances, healthcare or other personal matters, ensuring they are immediately accessible to your appointed attorney(s) is essential. Consider whether your attorney could quickly locate them during a sudden illness, hospitalization or while you are abroad. If access is limited to a home safe or ala wyer\u2019s office, identify contingencies to avoid delays.<\/p><p style=\"text-align: justify\"><strong>Regularly Review &amp; Communicate the Location of Documents<\/strong><\/p><p style=\"text-align: justify\">Regularly reviewing estate planning documents is important. Changes in your health, financial situation, family circumstances or even provincial laws may require updates to reflect your current intentions.<\/p><p style=\"text-align: justify\">Ultimately, proper management of estate planning documents is essential. Both the POA and will work together to ensure your wishes are respected, your estate is administered efficiently and your loved ones are protected from unnecessary stress or conflict. Taking proactive steps today to organize, store and review your documents can prevent complications when they are needed most.<\/p><p style=\"text-align: justify\"><img decoding=\"async\" class=\"size-full wp-image-3889 aligncenter\" src=\"https:\/\/advisor.wellington-altus.ca\/towerwealthadvisory\/wp-content\/uploads\/sites\/37\/2025\/09\/17.png\" alt=\"\" width=\"587\" height=\"349\" \/><\/p><p style=\"text-align: justify\"><a style=\"font-family: Menlo, Monaco, Consolas, 'Liberation Mono', 'Courier New', monospace;font-size: 14.4px;background-color: #ffffff\" href=\"https:\/\/wowa.ca\/reports\/canada-housing-market\"><img decoding=\"async\" src=\"https:\/\/advisor.wellington-altus.ca\/towerwealthadvisory\/wp-content\/uploads\/sites\/37\/2024\/03\/2.png\" alt=\"\" width=\"2088\" height=\"604\" \/><\/a><\/p><p style=\"text-align: justify\"><span style=\"font-size: 8pt;color: #2c4357\">The information contained herein has been provided for information purposes only. The information has been drawn from sources believed to be reliable. Graphs, charts and other numbers are used for illustrative purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual\u2019s objectives and risk tolerance. This does not constitute a recommendation or solicitation to buy or sell securities of any kind. Market conditions may change which may impact the information contained in this document. Wellington-Altus Financial Inc. (Wellington-Altus) is the parent company to Wellington-Altus Private Wealth Inc. (WAPW), Wellington-Altus Private Counsel Inc. (WAPC), Wellington-Altus Insurance Inc. (WAII), Wellington-Altus Group Solutions Inc. (WAGS), and Wellington-Altus USA Inc. Wellington-Altus (WA) does not guarantee the accuracy or completeness of the information contained herein, nor does WA assume any liability for any loss that may result from the reliance by any person upon any such information or opinions. Before acting on any of the above, please contact your financial advisor..<\/span><\/p><p style=\"text-align: center\"><span style=\"font-size: 8pt\">\u00a92024, Wellington-Altus Private Wealth Inc., Wellington-Altus Private Counsel Inc., Wellington-Altus Insurance Inc., Wellington-Altus Group Solutions Inc., and Wellington-Altus USA\u00a0<\/span><span style=\"font-size: 8pt\">Inc. ALL RIGHTS RESERVED. NO USE OR REPRODUCTION WITHOUT PERMISSION. <span style=\"color: #2c4357;font-family: var( --e-global-typography-text-font-family ), Sans-serif;font-weight: var( --e-global-typography-text-font-weight );letter-spacing: var( --e-global-typography-text-letter-spacing )\">www.wellington-altus.ca<\/span><\/span><\/p><p style=\"text-align: center\"><span style=\"font-size: 10pt;color: #2c4357\"><span style=\"font-size: 8pt\">If you no longer wish to receive commercial electronic messages from Wellington-Altus Private Wealth Inc., please send an email to unsubscribe@wellington-altus.ca<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>As an investor, wouldn\u2019t it be great to travel back in time 30 years to alter the course of the future? Knowing what you know now, would you choose to do things differently?<\/p>\n","protected":false},"author":68,"featured_media":1571,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[24],"tags":[144,157,146,42,145,79,49],"class_list":["post-2088","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","tag-capital-gains","tag-financial-advice","tag-financial-freedom","tag-financial-planning","tag-wealth-advisory","tag-wealth-management","tag-wealth-planning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ESTATE PLANNING - Harvest Time Wealth<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ESTATE PLANNING - Harvest Time Wealth\" \/>\n<meta property=\"og:description\" content=\"As an investor, wouldn\u2019t it be great to travel back in time 30 years to alter the course of the future? Knowing what you know now, would you choose to do things differently?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/\" \/>\n<meta property=\"og:site_name\" content=\"Harvest Time Wealth\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-15T08:00:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2025\/02\/HT-WA-ARTICLE-1024x576.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tower Wealth Advisory\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tower Wealth Advisory\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/\"},\"author\":{\"name\":\"Tower Wealth Advisory\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/#\\\/schema\\\/person\\\/1b45ba2fb63cc7f1961837111e732407\"},\"headline\":\"ESTATE PLANNING\",\"datePublished\":\"2025-12-15T08:00:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/\"},\"wordCount\":837,\"publisher\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/wp-content\\\/uploads\\\/sites\\\/183\\\/2025\\\/02\\\/HT-WA-ARTICLE.png\",\"keywords\":[\"Capital Gains\",\"financial advice\",\"Financial Freedom\",\"financial planning\",\"wealth advisory\",\"wealth management\",\"wealth planning\"],\"articleSection\":[\"Articles\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/\",\"name\":\"ESTATE PLANNING - Harvest Time Wealth\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/wp-content\\\/uploads\\\/sites\\\/183\\\/2025\\\/02\\\/HT-WA-ARTICLE.png\",\"datePublished\":\"2025-12-15T08:00:13+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/#primaryimage\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/wp-content\\\/uploads\\\/sites\\\/183\\\/2025\\\/02\\\/HT-WA-ARTICLE.png\",\"contentUrl\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/wp-content\\\/uploads\\\/sites\\\/183\\\/2025\\\/02\\\/HT-WA-ARTICLE.png\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/estate-planning\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ESTATE PLANNING\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/#website\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/\",\"name\":\"Harvest Time Wealth\",\"description\":\"Wellington-Altus Private Wealth\",\"publisher\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/#organization\",\"name\":\"Harvest Time Wealth\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/wp-content\\\/uploads\\\/sites\\\/183\\\/2025\\\/12\\\/Harvest-Time.png\",\"contentUrl\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/wp-content\\\/uploads\\\/sites\\\/183\\\/2025\\\/12\\\/Harvest-Time.png\",\"width\":599,\"height\":250,\"caption\":\"Harvest Time Wealth\"},\"image\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/harvest-time-wealth\\\/#\\\/schema\\\/person\\\/1b45ba2fb63cc7f1961837111e732407\",\"name\":\"Tower Wealth Advisory\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/27fe8d35555926c9c81143774f0fca7d83519be440c4759ae39d82cd36a85a28?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/27fe8d35555926c9c81143774f0fca7d83519be440c4759ae39d82cd36a85a28?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/27fe8d35555926c9c81143774f0fca7d83519be440c4759ae39d82cd36a85a28?s=96&d=mm&r=g\",\"caption\":\"Tower Wealth Advisory\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"ESTATE PLANNING - Harvest Time Wealth","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/","og_locale":"en_US","og_type":"article","og_title":"ESTATE PLANNING - Harvest Time Wealth","og_description":"As an investor, wouldn\u2019t it be great to travel back in time 30 years to alter the course of the future? Knowing what you know now, would you choose to do things differently?","og_url":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/","og_site_name":"Harvest Time Wealth","article_published_time":"2025-12-15T08:00:13+00:00","og_image":[{"width":1024,"height":576,"url":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2025\/02\/HT-WA-ARTICLE-1024x576.png","type":"image\/png"}],"author":"Tower Wealth Advisory","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tower Wealth Advisory","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/#article","isPartOf":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/"},"author":{"name":"Tower Wealth Advisory","@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/#\/schema\/person\/1b45ba2fb63cc7f1961837111e732407"},"headline":"ESTATE PLANNING","datePublished":"2025-12-15T08:00:13+00:00","mainEntityOfPage":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/"},"wordCount":837,"publisher":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/#organization"},"image":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/#primaryimage"},"thumbnailUrl":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2025\/02\/HT-WA-ARTICLE.png","keywords":["Capital Gains","financial advice","Financial Freedom","financial planning","wealth advisory","wealth management","wealth planning"],"articleSection":["Articles"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/","url":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/","name":"ESTATE PLANNING - Harvest Time Wealth","isPartOf":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/#website"},"primaryImageOfPage":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/#primaryimage"},"image":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/#primaryimage"},"thumbnailUrl":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2025\/02\/HT-WA-ARTICLE.png","datePublished":"2025-12-15T08:00:13+00:00","breadcrumb":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/#primaryimage","url":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2025\/02\/HT-WA-ARTICLE.png","contentUrl":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2025\/02\/HT-WA-ARTICLE.png","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/estate-planning\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/"},{"@type":"ListItem","position":2,"name":"ESTATE PLANNING"}]},{"@type":"WebSite","@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/#website","url":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/","name":"Harvest Time Wealth","description":"Wellington-Altus Private Wealth","publisher":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/#organization","name":"Harvest Time Wealth","url":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/#\/schema\/logo\/image\/","url":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2025\/12\/Harvest-Time.png","contentUrl":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-content\/uploads\/sites\/183\/2025\/12\/Harvest-Time.png","width":599,"height":250,"caption":"Harvest Time Wealth"},"image":{"@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/#\/schema\/person\/1b45ba2fb63cc7f1961837111e732407","name":"Tower Wealth Advisory","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/27fe8d35555926c9c81143774f0fca7d83519be440c4759ae39d82cd36a85a28?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/27fe8d35555926c9c81143774f0fca7d83519be440c4759ae39d82cd36a85a28?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/27fe8d35555926c9c81143774f0fca7d83519be440c4759ae39d82cd36a85a28?s=96&d=mm&r=g","caption":"Tower Wealth Advisory"}}]}},"_links":{"self":[{"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/posts\/2088","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/users\/68"}],"replies":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/comments?post=2088"}],"version-history":[{"count":4,"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/posts\/2088\/revisions"}],"predecessor-version":[{"id":2092,"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/posts\/2088\/revisions\/2092"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/media\/1571"}],"wp:attachment":[{"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/media?parent=2088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/categories?post=2088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/wp-json\/wp\/v2\/tags?post=2088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}