{"id":888,"date":"2024-05-13T12:00:40","date_gmt":"2024-05-13T12:00:40","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/towerwealthadvisory\/?p=2031"},"modified":"2025-02-05T17:08:37","modified_gmt":"2025-02-05T17:08:37","slug":"thinking-beyond-retirement-a-higher-purpose","status":"publish","type":"post","link":"https:\/\/advisor.wellington-altus.ca\/harvest-time-wealth\/thinking-beyond-retirement-a-higher-purpose\/","title":{"rendered":"Thinking Beyond Retirement: A Higher Purpose"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"888\" class=\"elementor elementor-888\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-413238d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"413238d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1387cb97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1387cb97\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7dbe08a7\" data-id=\"7dbe08a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19ae752e elementor-widget elementor-widget-text-editor\" data-id=\"19ae752e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify\">It has been said that \u201c<em>if you are what you do, when you don\u2019t \u2026 you aren\u2019t.<\/em>\u201d As you think ahead, have you contemplated a plan for what you will do in retirement?<\/p><p>Many of us plan by working hard, saving consistently and investing for the future to ensure a financially secure retirement. As stewards of your wealth, we take this role seriously by helping to support clients in this regard. However, there is often less focus given to planning for what we will do with our new-found time once we achieve retirement. And, with increasing longevity, consider that this may end up being a lengthy portion of life \u2014 for some of us, one that could last for decades.<\/p><p style=\"text-align: justify\">A surprisingly high number of <a href=\"https:\/\/www.prnewswire.com\/news-releases\/old-age-enters-a-new-age-dramatic-shifts-in-demography-and-americans-views-of-aging-revealed-in-new-harris-poll-study-conducted-by-age-wave-301900282.html\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignright wp-image-2034\" src=\"https:\/\/advisor.wellington-altus.ca\/towerwealthadvisory\/wp-content\/uploads\/sites\/37\/2024\/03\/Untitled-4-300x198.png\" alt=\"\" width=\"418\" height=\"276\" \/><\/a>retirees struggle with the transition. Some fail to recognize the extent to which their careers provided a sense of identity or self-worth. Upon retirement, the oft-overlooked benefits of the workplace are no longer there: daily routine, work interactions, social events, leadership status or a professional identity built up over time. As well, many find it difficult to adapt to new circumstances, such as changes in relationships with spouses or family members. After all, spending more time at home, and in a non-work capacity, can sometimes reshape the dynamics.<\/p><p style=\"text-align: justify\"><span style=\"font-size: 14pt\"><strong>Planning for the \u201cWhat\u201d in Retirement <\/strong><\/span><\/p><p style=\"text-align: justify\">Without a doubt, growing older comes with a host of new challenges \u2014 changes to our health, confronting loss and letting things go, to name a few. Yet, it may also not be that bad \u2014 many of us are given the newly found freedom of time. And, studies continue to suggest that one of the keys to living well as we age may be found by finding purpose. Those who focus on retirement coaching often point to the Japanese concept of \u201cikigai\u201d \u2014 loosely translated as a reason to live \u2014 suggesting that this focus can help to make retirement more fulfilling or meaningful.<\/p><p style=\"text-align: justify\">Does finding purpose lead to better outcomes? Studies in Japan have shown that ikigai can positively impact health, happiness and productivity, helping individuals cope with stress and even promoting.<\/p><p style=\"text-align: justify\">greater longevity. Those who considered themselves as having purpose were shown to have lower mortality rates and greater lifespans. Researchers who study longevity often point to the \u201cBlue Zones\u201d \u2014 five areas in the world where people live some of the longest lives. One of these zones is Okinawa, Japan, where it has been suggested that some of the keys to greater longevity are a strong dedication to community and a collective sense of purpose.\u00a0<\/p><p style=\"text-align: justify\">Closer to home, a 2021 study of around 13,000 participants over age 50 associated a stronger life purpose with healthier lifestyle behaviors, slower rates of progression to chronic illness and greater longevity. Other studies suggest a similar outcome: purposeful living may have positive health benefits and is, indeed, associated with decreased mortality.<\/p><p style=\"text-align: justify\">Of course, the notion of finding \u201cpurpose\u201d can mean different things to different people. However, with the luxury of time, retirement offers a unique opportunity for personal growth and exploration. This may include discovering new hobbies, pursuing higher education, continuing to work in a different capacity, volunteering for a worthy cause, becoming a mentor, building new relationships or engaging in more altruistic acts.<\/p><p><span style=\"font-size: 14pt\"><strong>What Is It That You Will Do Once You Leave Work Behind?<\/strong><\/span><\/p><p style=\"text-align: justify\">As advisors, we are here to help you plan for your financial future to allow you to pursue whatever you choose. However, giving forethought to how you will spend this time is equally important. As one retirement coach reminds us: \u201c<em>You can retire from your career, <\/em><em>but you can\u2019t ever retire from life.<\/em>\u201d<\/p><pre><sub>1. https:\/\/www.theglobeandmail.com\/investing\/personal-finance\/household-finances\/article-oneseniors-<\/sub><sub>take-on-how-to-avoid-spinning-out-in-retirement\/; 2. https:\/\/fortune.com\/well\/2023\/07\/28\/<\/sub><br \/><sub>living-well-after-retirement-finding-purpose\/; 3. https:\/\/www.marketwatch.com\/story\/why-thisjapanese-<\/sub><sub>idea-can-lead-to-a-more-fulfilling-retirement-11672779167; https:\/\/www.weforum.org\/<\/sub><br \/><sub>agenda\/2017\/08\/is-this-japanese-concept-the-secret-to-a-long-life\/; 4. https:\/\/www.ncbi.nlm.nih.gov\/<\/sub><sub>pmc\/articles\/PMC8814687\/; 5. https:\/\/pubmed.ncbi.nlm.nih.gov\/19539820\/; 6. https:\/\/www.bbc.<\/sub><br \/><sub>com\/travel\/article\/20201126-why-so-many-japanese-live-to-100; 7. https:\/\/journals.sagepub.com\/<\/sub><sub>doi\/abs\/10.1177\/07334648211027691; 8.https:\/\/jamanetwork.com\/journals\/jamanetworkopen\/<\/sub><br \/><sub>fullarticle\/2734064; 9. https:\/\/www.cnbc.com\/2022\/06\/15\/67-year-old-who-unretired-at-62-shares-thebiggest-<\/sub><sub>retirement-challenge-that-no-one-talks-about.html<\/sub><\/pre><p><a href=\"https:\/\/advisor.wellington-altus.ca\/towerwealthadvisory\/\"><img decoding=\"async\" class=\"aligncenter wp-image-2012 size-full\" src=\"https:\/\/advisor.wellington-altus.ca\/towerwealthadvisory\/wp-content\/uploads\/sites\/37\/2024\/03\/2.png\" alt=\"\" width=\"2088\" height=\"604\" \/><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>It has been said that \u201cif you are what you do, when you don\u2019t \u2026 you aren\u2019t.\u201d<br \/>\nAs you think ahead, have you contemplated a plan for what you will do<br \/>\nin retirement?<\/p>\n","protected":false},"author":68,"featured_media":1571,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[24],"tags":[40,41,42,65,81,82],"class_list":["post-888","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","tag-business-income","tag-financial-market","tag-financial-planning","tag-retirement","tag-retirement-income","tag-retirement-planning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Thinking Beyond Retirement: A Higher Purpose - Harvest Time Wealth<\/title>\n<meta name=\"robots\" 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