Clarity for the Numbers
Behind Your Plan
Whether you’re mapping out retirement income, weighing the impact of taxes, or saving toward a milestone, these calculators give you a starting point. Run the numbers in minutes, then sit down with an advisor to build the strategy around them.
Tax-Smart Planning
TAXATION
Taxes & Investment Income
Understand the taxation of investment income across income types, compare after-tax returns on interest, dividends, and capital gains to structure your portfolio more efficiently.
TAXATION
Income Splitting
This income splitting calculator for Canada estimates the tax savings of shifting income, including pension income splitting, between spouses or partners in different tax brackets.
GIVING
Charitable Donation
Use this charitable donation tax credit calculator to see the federal and provincial credits your gifts can generate, and how much giving actually costs after tax.
TAXATION
Final Tax Bite
Estimate the taxes your estate will owe at death, including deemed disposition on registered assets and capital gains, so you can plan to preserve more of what you’ve built.
Retirement & Income
RETIREMENT
RRIF Payment
Use this RRIF payment calculator to see your minimum required withdrawal and project what your retirement income could look like year over year.
RETIREMENT
Capital Required for Income
Wondering how much you need to retire in Canada? Work backwards from the income you want in retirement to the capital required to fund it.
RETIREMENT
Retirement Projection
Project your retirement savings forward, factoring in contributions, growth, and drawdown to see if you’re on track.
Saving & Investing
INVESTING
Real Rates of Return
Calculate your real rate of return after inflation and taxes, this investment calculator shows what your portfolio is actually buying you in purchasing power over time.
SAVING
Savings to Reach a Goal
This savings goal calculator shows exactly how much to set aside, and for how long, to fund any target, from a down payment to an early retirement, with investment growth factored in.
INVESTING
TFSA vs Taxable Investment
Use this TFSA investment calculator to quantify the long-term advantage of sheltering your savings in a TFSA versus holding them in a non-registered taxable account.
SAVING
Become a Millionaire
A wealth accumulation calculator for high-income earners: see how much to save and how long it takes to reach $1 million based on your contributions and expected investment growth rate.
Your Plan Starts With a Conversation
Our advisors work with Canadians across the country to translate calculations like these into clear, personalized strategies for retirement, taxation, and intergenerational wealth.
These calculators are for educational and informational purposes only. All charts and illustrations are for illustrative purposes only and do not represent the performance of any security or portfolio. Results do not take into account deposits or withdrawals, dividends or other income, foreign exchange rates, taxes, fees, commissions, or other costs or expenses, and may not reflect the impact of advisory fees or brokerage commissions. The information provided should not be relied upon as a basis for financial decisions and does not constitute investment advice or a recommendation to enter into any transaction. You should seek your own financial, investment, tax, legal or accounting advice before acting on this information. © Copyright 2026 Ativa Interactive Corp. All rights reserved. Powered by Ativa.com.