Highlights from the 2025 Federal Budget
Download this article as a PDF On November 4, 2025, Finance Minister and National Revenue Minister François-Philippe Champagne tabled the much-anticipated 2025 Federal Budget (Budget 2025). With no spring budget earlier this year, Canadians have been eager for insights into the government’s fiscal priorities and economic direction. Our Advanced Wealth Planning Group has summarized the […]
Maximizing Your RESP: Withdraw Wisely
September 3, 2025 Download this article as a PDF. A Registered Education Savings Plan (RESP) is a Canadian registered investment account that promotes saving to support a beneficiary’s post-secondary education. Anyone — parents, family and friends — can open a RESP as a “subscriber” for the benefit of a child. Invested contributions grow tax-free until […]
Canada Disability Benefit
July 9, 2025 Download this PDF here. What is the Canada Disability Benefit? Launched in June 2025, the Canada Disability Benefit (CDB) is a new federal program providing monthly financial support to working-age Canadians living with disabilities. The benefit aims to reduce poverty and provide greater financial security for those who may face additional living […]
The Upside of Downturns: Strategic Tax-Loss Harvesting
June 16, 2025 Download this article as a PDF Volatile markets often prompt investors to review their portfolios and asset allocations. While market volatility is rarely enjoyable, it can open the door to valuable opportunities – especially for tax-savvy investors. One such opportunity is the “triggering” or “harvesting” of capital losses. How Tax-Loss Harvesting Works […]
2025 Tax Resources
March 28, 2025 2025 Wellington-Altus Corporate Tax Reference Card LIF and RLIF Minimum & Maximum Factors Personal and Corporate Tax Integration Reference Cards Personal Tax Planning Cards
Personal and Corporate Tax Integration Reference Cards 2025
March 28, 2025 Download our province and territory-specific 2025 Personal and Corporate Tax Integration Reference Card below. Alberta – Tax Integration Reference Card British Columbia – Tax Integration Reference Card Manitoba – Tax Integration Reference Card New Brunswick – Tax Integration Reference Card Newfoundland and Labrador – Tax Integration Reference Card Northwest Territories – Tax […]
2025 Personal Tax Planning Cards
March 28, 2025 Download our province and territory-specific 2025 Personal Tax Planning Cards below. Alberta Tax Planning Card British Columbia Tax Planning Card Manitoba Tax Planning Card New Brunswick Tax Planning Card Newfoundland and Labrador Tax Planning Card Northwest Territories Tax Planning Card Nova Scotia Tax Planning Card Nunavut Tax Planning Card Ontario Tax Planning […]
Making the Most of Canadian Registered Accounts: A Quick Reference Guide
February 5, 2025 Download this article as a PDF. Canadians have access to a plethora of tax-preferred vehicles for saving and investing, each of which provides unique planning opportunities and trade-offs, as well as their own rules and conditions that must be followed. With so many options, determining the best use for each type of […]
Federal Government Defers Capital Gains Inclusion Rate Increase to 2026
February 4, 2025 Download this PDF here. The Minister of Finance and Intergovernmental Affairs, Dominic LeBlanc, announced that the federal government will postpone the implementation of the proposed increase to the capital gains inclusion rate—from one-half to two-thirds. Originally set to take effect on June 25, 2024, the new proposed implementation date is now January […]
Tax-Free First Home Savings Account
January 22, 2025 Download this article as a PDF. The First Home Savings Account (“FHSA”) was introduced in the 2022 Federal Budget to address the increasing difficulty Canadians are experiencing in buying a first home due to rising real estate values. The FHSA is intended to help Canadians save and fulfill their dreams of home […]