{"id":252,"date":"2022-10-24T13:47:14","date_gmt":"2022-10-24T13:47:14","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/lakeview-wealth-management-2\/?p=252"},"modified":"2023-01-03T18:03:18","modified_gmt":"2023-01-03T18:03:18","slug":"deciding-when-to-start-cpp-retirement-benefits","status":"publish","type":"post","link":"https:\/\/advisor.wellington-altus.ca\/lakeview-wealth-management\/2022\/10\/24\/deciding-when-to-start-cpp-retirement-benefits\/","title":{"rendered":"Earlier or Later? Deciding When to Start Canada Pension Plan Retirement Benefits"},"content":{"rendered":"

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As they near retirement, people often ask: \u201cWhen should I start taking my CPP retirement benefits?\u201d Should they start them early? Take them later? Or perhaps stick with the standard age of 65 to start CPP? The question arises because CPP is calculated based on the age at which an individual starts receiving monthly payments.<\/p>\n

The answer to this question will always depend on an individual\u2019s specific circumstances. However, there are some guiding factors that a person can consider when making this decision; notably, the CPP breakeven age. The attached article discusses what the CPP breakeven age is, and how to use it in retirement decision making. It also covers some other key considerations to weigh when deciding at which point to take CPP retirement benefits.<\/p>\n

Please reach out to us with your questions.<\/p>\n","protected":false},"excerpt":{"rendered":"

Many individuals approaching retirement wonder if there is an optimal age to begin taking their Canada Pension Plan retirement pension benefits (CPP).<\/p>\n","protected":false},"author":149,"featured_media":388,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","content-type":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wealth-planning"],"yoast_head":"\nEarlier or Later? 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