{"id":325,"date":"2020-07-09T18:21:29","date_gmt":"2020-07-09T18:21:29","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/?page_id=325"},"modified":"2026-07-15T17:04:17","modified_gmt":"2026-07-15T17:04:17","slug":"commentary","status":"publish","type":"page","link":"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/commentary\/","title":{"rendered":"Commentary"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"325\" class=\"elementor elementor-325\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-281504eb elementor-section-height-min-height elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"281504eb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ea618e8\" data-id=\"4ea618e8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74592ea8 elementor-widget elementor-widget-heading\" data-id=\"74592ea8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Commentary<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3fbb1fc5 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3fbb1fc5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40726a6\" data-id=\"40726a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cf5b807 elementor-grid-2 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"4cf5b807\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;cards_columns&quot;:&quot;2&quot;,&quot;pagination_type&quot;:&quot;numbers_and_prev_next&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-600 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/08\/26\/the-ai-buildout-why-big-techs-record-spending-is-rippling-through-the-whole-economy\/\" >\n\t\t\t\tThe AI buildout: why big tech&#8217;s record spending is rippling through the whole economy\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>There&#8217;s a number worth paying attention to this year, and it isn&#8217;t a stock price or an interest rate. It&#8217;s capital expenditures, the money the &#8220;Magnificent Seven&#8221; tech giants are pouring into building out artificial intelligence (AI) infrastructure, and the scale of it is genuinely historic. The numbers behind the<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/08\/26\/the-ai-buildout-why-big-techs-record-spending-is-rippling-through-the-whole-economy\/\" aria-label=\"Read more about The AI buildout: why big tech&#8217;s record spending is rippling through the whole economy\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 26, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-591 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/08\/26\/how-parents-and-grandparents-can-help-with-a-first-home-tax-efficiently\/\" >\n\t\t\t\tHow parents and grandparents can help with a first home | tax-efficiently\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Helping the next generation get into their first home has become one of the most common goals we hear from clients. With home prices what they are, a well-timed gift toward a down payment can make a meaningful difference\u2014and the First Home Savings Account (FHSA) is one of the most<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/08\/26\/how-parents-and-grandparents-can-help-with-a-first-home-tax-efficiently\/\" aria-label=\"Read more about How parents and grandparents can help with a first home | tax-efficiently\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 26, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-593 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/08\/26\/corporate-earnings-are-having-a-blowout-quarter-and-the-market-is-taking-notice\/\" >\n\t\t\t\tCorporate earnings are having a blowout quarter, and the market is taking notice\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>If\u00a0you&#8217;ve\u00a0checked your portfolio\u00a0in August,\u00a0you&#8217;ve\u00a0probably noticed\u00a0the market has had some\u00a0very good\u00a0days recently.\u00a0That&#8217;s\u00a0not an accident. Behind the headlines about record highs is a much simpler story: American companies are making a lot more money than expected, and investors are rewarding them for it.\u00a0 A Standout Earnings Season\u00a0 Second-quarter earnings season is now<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/08\/26\/corporate-earnings-are-having-a-blowout-quarter-and-the-market-is-taking-notice\/\" aria-label=\"Read more about Corporate earnings are having a blowout quarter, and the market is taking notice\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 26, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-596 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/08\/24\/retirement-planning-is-about-more-than-the-numbers\/\" >\n\t\t\t\tRetirement planning is about more than the numbers\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>We spend a lot of time with clients modeling withdrawal rates, tax sequencing, and portfolio longevity. What we talk about less often but matters just as much, is what retirement\u00a0actually looks\u00a0like day to day, especially for couples.\u00a0 That&#8217;s why a recent piece from financial life planner Derek Hagen,\u00a0Retiring Together, caught<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/08\/24\/retirement-planning-is-about-more-than-the-numbers\/\" aria-label=\"Read more about Retirement planning is about more than the numbers\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 24, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-534 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/07\/16\/spacex-ipo-a-record-debut-and-a-reminder-about-patience\/\" >\n\t\t\t\tSpaceX IPO: a record debut and a reminder about patience\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>When SpaceX listed on the Nasdaq on June 12, 2026, it did so in spectacular fashion. The company raised US$75 billion at US$135 per share, the largest initial public offering (IPO) ever recorded, more than double the previous record set by Saudi Aramco. Shares surged 19 per cent on day<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/07\/16\/spacex-ipo-a-record-debut-and-a-reminder-about-patience\/\" aria-label=\"Read more about SpaceX IPO: a record debut and a reminder about patience\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 16, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-499 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/07\/02\/ai-capital-expenditure-a-durable-engine-of-economic-growth\/\" >\n\t\t\t\tAI Capital Expenditure: A Durable Engine Of Economic Growth\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Artificial intelligence (AI) is no longer a theme on the horizon\u2014it is a structural force reshaping capital allocation across the global economy. Technology leaders are committing billions of dollars to data centres, semiconductors, and AI-native platforms, and that pace of investment shows no signs of slowing. We view AI capital<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/07\/02\/ai-capital-expenditure-a-durable-engine-of-economic-growth\/\" aria-label=\"Read more about AI Capital Expenditure: A Durable Engine Of Economic Growth\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 2, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-497 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/07\/02\/u-s-iran-peace-negotiations-what-a-deal-could-mean-for-your-portfolio\/\" >\n\t\t\t\tU.S.\u2013Iran Peace Negotiations: What A Deal Could Mean For Your Portfolio\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Geopolitical developments rarely move markets as swiftly or as clearly as this one. The U.S. and Iran are finalizing a draft agreement that, if signed, could significantly ease tensions in one of the world&#8217;s most critical oil-producing regions. Equity markets have already begun reflecting that optimism\u2014and for good reason. A<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2026\/07\/02\/u-s-iran-peace-negotiations-what-a-deal-could-mean-for-your-portfolio\/\" aria-label=\"Read more about U.S.\u2013Iran Peace Negotiations: What A Deal Could Mean For Your Portfolio\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 2, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-400 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2022\/05\/09\/estate-planning-using-trusts-not-just-for-the-ultra-wealthy\/\" >\n\t\t\t\tEstate Planning Using Trusts: Not Just for the Ultra Wealthy\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>As you review your estate plan, have you considered the use of a trust? Trusts are often seen as a tool used by the ultra wealthy. Yet, there may be benefits for individuals with more modest wealth positions that justify the associated costs, which can generally run in the thousands<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2022\/05\/09\/estate-planning-using-trusts-not-just-for-the-ultra-wealthy\/\" aria-label=\"Read more about Estate Planning Using Trusts: Not Just for the Ultra Wealthy\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMay 9, 2022\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-365 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2020\/07\/22\/just-right\/\" >\n\t\t\t\tJust Right\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>As some of you know, I purchased a 40 year old sailboat last October.\u00a0 Given its age I spent the spring cleaning, scrubbing and prepping so that she was ready to go when the weather improved (never would I have guessed in October that I was setting up the perfect<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2020\/07\/22\/just-right\/\" aria-label=\"Read more about Just Right\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 22, 2020\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-363 post type-post status-publish format-standard hentry category-commentary\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2020\/07\/15\/eye-on-the-ball\/\" >\n\t\t\t\tEye on the ball\u2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>My wife and I have an awesome new puppy dog named George, he is a Cockapoo and just over a year old. He has energy to burn and he has developed the craziest obsession with balls, a black and red basketball, in particular. He literally quivers if he sees us<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/2020\/07\/15\/eye-on-the-ball\/\" aria-label=\"Read more about Eye on the ball\u2026\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 15, 2020\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"2\" data-next-page=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/wp-json\/wp\/v2\/pages\/325\/page\/2\/\"><\/div>\n\t\t\t\t<nav class=\"elementor-pagination\" aria-label=\"Pagination\">\n\t\t\t<span class=\"page-numbers prev\">&laquo; Previous<\/span>\n<span aria-current=\"page\" class=\"page-numbers current\"><span class=\"elementor-screen-only\">Page<\/span>1<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/wp-json\/wp\/v2\/pages\/325\/page\/2\/\"><span class=\"elementor-screen-only\">Page<\/span>2<\/a>\n<a class=\"page-numbers next\" href=\"https:\/\/advisor.wellington-altus.ca\/mpwealthadvisory\/wp-json\/wp\/v2\/pages\/325\/page\/2\/\">Next &raquo;<\/a>\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49023453 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49023453\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c7aa6d\" data-id=\"c7aa6d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1943fa47 elementor-widget elementor-widget-text-editor\" data-id=\"1943fa47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The opinions contained herein are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Wellington-Altus Private Wealth. Assumptions, opinions and information constitute the author\u2019s judgement as of the date this material and subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Graphs and charts are used for illustrative purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual\u2019s objectives and risk tolerance. All third party products and services referred to or advertised in this presentation are sold by the company or organization named. While these products or services may serve as valuable aids to the independent investor, WAPW does not specifically endorse any of these products or services. The third party products and services referred to, or advertised in this presentation, are available as a convenience to its customers only, and WAPW is not liable for any claims, losses or damages however arising out of any purchase or use of third party products or services. All insurance products and services are offered by life licensed advisors of Wellington-Altus.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Commentary The opinions contained herein are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Wellington-Altus Private Wealth. Assumptions, opinions and information constitute the author\u2019s judgement as of the date this material and subject to change without notice. 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