{"id":2022,"date":"2022-02-22T02:22:48","date_gmt":"2022-02-22T02:22:48","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/?p=2022"},"modified":"2023-07-06T19:45:30","modified_gmt":"2023-07-06T19:45:30","slug":"insurance-planning-its-never-too-late","status":"publish","type":"post","link":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/","title":{"rendered":"Insurance Planning: It&#8217;s Never Too Late"},"content":{"rendered":"<h1>Insurance Planning:<\/h1>\n<h2>It&#8217;s Never Too Late<\/h2>\n<p>&nbsp;<\/p>\n<p>As part of the retirement-planning process, we often suggest\u00a0that our clients consider the use of life insurance for its many benefits. As life insurance is often more difficult and costly to obtain in the later years, it&#8217;s worth considering at a younger age and while an individual is in good health. But, even if you haven&#8217;t planned in advance for insurance as part of your wealth plan, it may not be too late. We most often see individuals in their 60s and 70s purchase life insurance as a planning tool and certain insurance companies will even issue life insurance to individuals up to age 85.<\/p>\n<h3><\/h3>\n<p><strong>If you\u2019d like to schedule an appointment with me or my team, please contact us at <a href=\"tel:7786552410\">778 655 2410<\/a> or use the chat feature or contact form in the footer below.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<h5>Here are Four areas where it may prove valuable in your planning:<\/h5>\n<p>&nbsp;<\/p>\n<h3><b>1. Complement Investment Returns<\/b><\/h3>\n<p>Many insurance products blend certain aspects of insurance with investing. Depending on the type of insurance and the policy, there may be options for how the investment portion is invested, and the potential for a certain amount of growth to be on tax-sheltered basis. This may be one way to complement investment returns (usually the more conservative portion of a portfolio), especially in situations in which the cost of managing the policy is reasonable. Upon death, the proceeds will pass to beneficiaries on a tax-free basis. While older individuals will be subject to higher premiums, there may still be a benefit gained from the tax-sheltering opportunity and the eventual tax-free benefit payout.<\/p>\n<p>&nbsp;<\/p>\n<h3><b>2. Support Philanthropic Efforts<\/b><\/h3>\n<p>Insurance may be a way to create a legacy and, in sone cases, provide benefits even while you are alive. For example, you could have a charitable organization purchase an insurance policy on your life while you donate the cash annually to pay the premiums. This way, you would receive a tax credit for the annual cash donated. You could own a life insurance policy and name the charity as the beneficiary or donate appreciated shares to fund an insurance policy. There are a variety of tax-efficient ways to use insurance to support your charitable endeavours.<\/p>\n<p>&nbsp;<\/p>\n<h3><b>3. Help to Cover Taxes on Death<\/b><\/h3>\n<p>Many estates incur a\u00a0considerable amount of taxes on death and this situation may be complicated by the presence of illiquid assets such as real estate or a family corporation. A life insurance policy may help to effectively cover those taxes, so that your estate isn&#8217;t left with a shortage of cash when these taxes come due. For example, there may be a significant capital gains tax liability upon the transfer of a cottage or cabin and the proceeds from an insurance policy can help to cover these taxes and keep the property within the family.<\/p>\n<p>&nbsp;<\/p>\n<h3><b>4. Equalize an Estate<\/b><\/h3>\n<p>In cases where you wish to leave your estate to multiple beneficiaries and it is important to provide assets of approximately the same value, life insurance may be able to support the equalization. An insurance assessment can determine if this may be an equalization alternative. As well, you may have assets that are better left to certain beneficiaries, rather than being shared, such as a family business. In this instance, the insurance death benefit may potentially be used to help equalize the inheritance for those heirs who may not be the beneficiary of these assets.<\/p>\n<p>&nbsp;<\/p>\n<h5><b>We Can Assist<\/b><\/h5>\n<p>In many cases, it is never too late to explore the opportunities for insurance to play a role in retirement and beyond. There are many products available to support a variety of investment, tax, retirement and succession planning solutions. For a broader discussion, <a href=\"tel:7786552410\">please call the office<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>If you\u2019d like to schedule an appointment with me or my team, please contact us at <a href=\"tel:7786552410\">778 655 2410<\/a> or use the chat feature or contact form in the footer below.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2021\/09\/Insurance-Planning-Its-Never-Too-Late.pdf\">Click here to view as PDF<\/a><\/p>\n<p><a href=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2021\/09\/Insurance-Planning-Its-Never-Too-Late.pdf\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2021\/09\/Insurance-Planning.png\" alt=\"Information\" width=\"464\" height=\"600\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>If you\u2019d like to schedule an appointment with me or my team, please contact us at <a href=\"tel:7786552410\">778 655 2410<\/a> or use the chat feature or contact form in the footer below.<\/strong><\/p>\n<p>I look forward to connecting with you again soon.<\/p>\n<p>Sincerely,<br \/>\n<strong>Maili Wong<\/strong>, CFA, CFP, FEA<br \/>\nSenior Portfolio Manager<br \/>\nExecutive Vice-President<\/p>\n<p><em>If you have any questions about how this relates to you or your investment portfolio and financial plan, please give us a call at <a href=\"tel:7786552410\">778 655 2410<\/a> or email us at <a href=\"mailto:thewonggroup@wprivate.ca\">thewonggroup@wprivate.ca<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance Planning: It&#8217;s Never Too Late &nbsp; As part of the retirement-planning process, we often suggest\u00a0that our clients consider the use of life insurance for its many benefits. As life insurance is often more difficult and costly to obtain in the later years, it&#8217;s worth considering at a younger age and while an individual is [&hellip;]<\/p>\n","protected":false},"author":85,"featured_media":3389,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","footnotes":""},"categories":[16],"tags":[357,358,359,362,361,149,51,360],"class_list":["post-2022","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","tag-insurance","tag-insurance-planning","tag-insurance-policy","tag-investment-returns","tag-life-insurance","tag-philanthropy","tag-retirement-planning","tag-tax-free"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Insurance Planning: It\u2019s Never Too Late | The Wong Group<\/title>\n<meta name=\"description\" content=\"As life insurance is often more difficult and costly to obtain in the later years, it\u2019s worth considering at a younger age and while an individual is in good health.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Planning: It\u2019s Never Too Late | The Wong Group\" \/>\n<meta property=\"og:description\" content=\"As life insurance is often more difficult and costly to obtain in the later years, it\u2019s worth considering at a younger age and while an individual is in good health.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/\" \/>\n<meta property=\"og:site_name\" content=\"The Wong Group\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/Maili-Wong-486908234829303\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-22T02:22:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-06T19:45:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2022\/02\/Insurance-planning.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"395\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Maili Wong\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/maili_wong\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Maili Wong\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/\"},\"author\":{\"name\":\"Maili Wong\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/#\\\/schema\\\/person\\\/504444e10c54267033a553d53dcf58cc\"},\"headline\":\"Insurance Planning: It&#8217;s Never Too Late\",\"datePublished\":\"2022-02-22T02:22:48+00:00\",\"dateModified\":\"2023-07-06T19:45:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/\"},\"wordCount\":755,\"publisher\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/wp-content\\\/uploads\\\/sites\\\/31\\\/2022\\\/02\\\/Insurance-planning.jpg\",\"keywords\":[\"insurance\",\"insurance planning\",\"insurance policy\",\"investment returns\",\"life insurance\",\"philanthropy\",\"retirement planning\",\"tax-free\"],\"articleSection\":[\"Articles\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/\",\"name\":\"Insurance Planning: It\u2019s Never Too Late | The Wong Group\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/wp-content\\\/uploads\\\/sites\\\/31\\\/2022\\\/02\\\/Insurance-planning.jpg\",\"datePublished\":\"2022-02-22T02:22:48+00:00\",\"dateModified\":\"2023-07-06T19:45:30+00:00\",\"description\":\"As life insurance is often more difficult and costly to obtain in the later years, it\u2019s worth considering at a younger age and while an individual is in good health.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/#primaryimage\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/wp-content\\\/uploads\\\/sites\\\/31\\\/2022\\\/02\\\/Insurance-planning.jpg\",\"contentUrl\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/wp-content\\\/uploads\\\/sites\\\/31\\\/2022\\\/02\\\/Insurance-planning.jpg\",\"width\":1000,\"height\":395},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/insurance-planning-its-never-too-late\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance Planning: It&#8217;s Never Too Late\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/#website\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/\",\"name\":\"The Wong Group\",\"description\":\"Wellington-Altus Private Wealth\",\"publisher\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/#organization\",\"name\":\"The Wong Group at Wellington-Altus Private Wealth\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/wp-content\\\/uploads\\\/sites\\\/31\\\/2019\\\/07\\\/TheWongGroupLogo.png\",\"contentUrl\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/wp-content\\\/uploads\\\/sites\\\/31\\\/2019\\\/07\\\/TheWongGroupLogo.png\",\"width\":470,\"height\":222,\"caption\":\"The Wong Group at Wellington-Altus Private Wealth\"},\"image\":{\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/ca.linkedin.com\\\/in\\\/mailiwong?trk=author_mini-profile_title\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCQPYD08P-aqVwHyjCuS1gQg\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/#\\\/schema\\\/person\\\/504444e10c54267033a553d53dcf58cc\",\"name\":\"Maili Wong\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/706d18ccacd9f4f3d0812e6bc8bd261e27ea0b03276f5bcc26ad9cc7906a916f?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/706d18ccacd9f4f3d0812e6bc8bd261e27ea0b03276f5bcc26ad9cc7906a916f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/706d18ccacd9f4f3d0812e6bc8bd261e27ea0b03276f5bcc26ad9cc7906a916f?s=96&d=mm&r=g\",\"caption\":\"Maili Wong\"},\"description\":\"Maili Wong, named one of Canada\u2019s Most Powerful Women: Top 100 \u2122 by WXN, takes an uncommon approach to wealth management. Unlike many whose work revolves around interest rates, investments and cash flow, Maili firmly believes that we tap into our highest power and achieve our greatest successes when we allow our emotional, intuitive energy to work synchronously with our scientific and logical mind.\",\"sameAs\":[\"https:\\\/\\\/advisor.wellington-altus.ca\\\/thewonggroup\\\/\",\"https:\\\/\\\/www.facebook.com\\\/Maili-Wong-486908234829303\\\/\",\"https:\\\/\\\/www.instagram.com\\\/maili_wong\\\/\",\"https:\\\/\\\/ca.linkedin.com\\\/in\\\/mailiwong\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/twitter.com\\\/maili_wong\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurance Planning: It\u2019s Never Too Late | The Wong Group","description":"As life insurance is often more difficult and costly to obtain in the later years, it\u2019s worth considering at a younger age and while an individual is in good health.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/","og_locale":"en_US","og_type":"article","og_title":"Insurance Planning: It\u2019s Never Too Late | The Wong Group","og_description":"As life insurance is often more difficult and costly to obtain in the later years, it\u2019s worth considering at a younger age and while an individual is in good health.","og_url":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/","og_site_name":"The Wong Group","article_author":"https:\/\/www.facebook.com\/Maili-Wong-486908234829303\/","article_published_time":"2022-02-22T02:22:48+00:00","article_modified_time":"2023-07-06T19:45:30+00:00","og_image":[{"width":1000,"height":395,"url":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2022\/02\/Insurance-planning.jpg","type":"image\/jpeg"}],"author":"Maili Wong","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/maili_wong","twitter_misc":{"Written by":"Maili Wong","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/#article","isPartOf":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/"},"author":{"name":"Maili Wong","@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/#\/schema\/person\/504444e10c54267033a553d53dcf58cc"},"headline":"Insurance Planning: It&#8217;s Never Too Late","datePublished":"2022-02-22T02:22:48+00:00","dateModified":"2023-07-06T19:45:30+00:00","mainEntityOfPage":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/"},"wordCount":755,"publisher":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/#organization"},"image":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/#primaryimage"},"thumbnailUrl":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2022\/02\/Insurance-planning.jpg","keywords":["insurance","insurance planning","insurance policy","investment returns","life insurance","philanthropy","retirement planning","tax-free"],"articleSection":["Articles"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/","url":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/","name":"Insurance Planning: It\u2019s Never Too Late | The Wong Group","isPartOf":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/#website"},"primaryImageOfPage":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/#primaryimage"},"image":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/#primaryimage"},"thumbnailUrl":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2022\/02\/Insurance-planning.jpg","datePublished":"2022-02-22T02:22:48+00:00","dateModified":"2023-07-06T19:45:30+00:00","description":"As life insurance is often more difficult and costly to obtain in the later years, it\u2019s worth considering at a younger age and while an individual is in good health.","breadcrumb":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/#primaryimage","url":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2022\/02\/Insurance-planning.jpg","contentUrl":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2022\/02\/Insurance-planning.jpg","width":1000,"height":395},{"@type":"BreadcrumbList","@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/insurance-planning-its-never-too-late\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/"},{"@type":"ListItem","position":2,"name":"Insurance Planning: It&#8217;s Never Too Late"}]},{"@type":"WebSite","@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/#website","url":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/","name":"The Wong Group","description":"Wellington-Altus Private Wealth","publisher":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/#organization","name":"The Wong Group at Wellington-Altus Private Wealth","url":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/#\/schema\/logo\/image\/","url":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2019\/07\/TheWongGroupLogo.png","contentUrl":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2019\/07\/TheWongGroupLogo.png","width":470,"height":222,"caption":"The Wong Group at Wellington-Altus Private Wealth"},"image":{"@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/ca.linkedin.com\/in\/mailiwong?trk=author_mini-profile_title","https:\/\/www.youtube.com\/channel\/UCQPYD08P-aqVwHyjCuS1gQg"]},{"@type":"Person","@id":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/#\/schema\/person\/504444e10c54267033a553d53dcf58cc","name":"Maili Wong","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/706d18ccacd9f4f3d0812e6bc8bd261e27ea0b03276f5bcc26ad9cc7906a916f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/706d18ccacd9f4f3d0812e6bc8bd261e27ea0b03276f5bcc26ad9cc7906a916f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/706d18ccacd9f4f3d0812e6bc8bd261e27ea0b03276f5bcc26ad9cc7906a916f?s=96&d=mm&r=g","caption":"Maili Wong"},"description":"Maili Wong, named one of Canada\u2019s Most Powerful Women: Top 100 \u2122 by WXN, takes an uncommon approach to wealth management. Unlike many whose work revolves around interest rates, investments and cash flow, Maili firmly believes that we tap into our highest power and achieve our greatest successes when we allow our emotional, intuitive energy to work synchronously with our scientific and logical mind.","sameAs":["https:\/\/advisor.wellington-altus.ca\/thewonggroup\/","https:\/\/www.facebook.com\/Maili-Wong-486908234829303\/","https:\/\/www.instagram.com\/maili_wong\/","https:\/\/ca.linkedin.com\/in\/mailiwong","https:\/\/x.com\/https:\/\/twitter.com\/maili_wong"]}]}},"_links":{"self":[{"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/posts\/2022","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/users\/85"}],"replies":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/comments?post=2022"}],"version-history":[{"count":3,"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/posts\/2022\/revisions"}],"predecessor-version":[{"id":3383,"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/posts\/2022\/revisions\/3383"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/media\/3389"}],"wp:attachment":[{"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/media?parent=2022"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/categories?post=2022"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-json\/wp\/v2\/tags?post=2022"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}