{"id":3556,"date":"2023-07-19T15:53:37","date_gmt":"2023-07-19T15:53:37","guid":{"rendered":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/?p=3556"},"modified":"2023-10-23T13:23:09","modified_gmt":"2023-10-23T13:23:09","slug":"the-globe-and-mail-weighing-trade-offs-short-long-term-investment","status":"publish","type":"post","link":"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/the-globe-and-mail-weighing-trade-offs-short-long-term-investment\/","title":{"rendered":"The Globe and Mail: Weighing the trade-offs between short-term investments with higher interest versus long-term dividend-payers"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-3557 size-full\" src=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2023\/07\/Weighing-the-trade-offs-between-short-term-investments-with-higher-interest-versus-long-term-dividend-payers.jpg\" alt=\"Weighing the trade-offs between short-term investments with higher interest versus long-term dividend-payers\" width=\"600\" height=\"400\" srcset=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2023\/07\/Weighing-the-trade-offs-between-short-term-investments-with-higher-interest-versus-long-term-dividend-payers.jpg 600w, https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2023\/07\/Weighing-the-trade-offs-between-short-term-investments-with-higher-interest-versus-long-term-dividend-payers-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p style=\"font-weight: 400\">The massive jump in interest rates during the past year has surprised many investors \u2013 and had some negative impacts on portfolios.<\/p>\n<p style=\"font-weight: 400\">Fixed-income investments lost value, as did heavily leveraged sectors such as real estate. Dividend-paying stocks \u2013 including banks, utilities and real estate investment trusts \u2013 took a hit, as the payouts in fixed income became an attractive alternative. To make matters worse, rising interest rates mean higher costs for individuals, particularly for those holding debt such as a mortgage or line of credit.<\/p>\n<p style=\"font-weight: 400\">However, rising interest rates have also presented an opportunity for advisors and clients. Specifically, there are now short-term investments with payout rates greater than longer-term fixed-income vehicles \u2013 and with more predictable returns than equities.<\/p>\n<p>The Globe and Mail asked our very own Maili Wong to weigh in on this important topic.<\/p>\n<p>Read the whole article <a href=\"https:\/\/www.theglobeandmail.com\/investing\/globe-advisor\/advisor-etfs\/article-weighing-the-trade-offs-between-short-term-investments-with-higher\/\" target=\"_blank\" rel=\"noopener\">here<\/a>. Here&#8217;s a preview of what Maili had to say:<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-3558 size-full\" src=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2023\/07\/gam-maili-wong-2023.png\" alt=\"\" width=\"1622\" height=\"534\" srcset=\"https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2023\/07\/gam-maili-wong-2023.png 1622w, https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2023\/07\/gam-maili-wong-2023-300x99.png 300w, https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2023\/07\/gam-maili-wong-2023-1024x337.png 1024w, https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2023\/07\/gam-maili-wong-2023-768x253.png 768w, https:\/\/advisor.wellington-altus.ca\/thewonggroup\/wp-content\/uploads\/sites\/31\/2023\/07\/gam-maili-wong-2023-1536x506.png 1536w\" sizes=\"(max-width: 1622px) 100vw, 1622px\" \/><\/p>\n<p class=\"p1\"><i>If you have any questions about how this relates to you or your investment portfolio and financial plan, please give us a call at\u00a0<\/i><a href=\"tel:7786552410\"><span class=\"s1\"><i>778 655 2410<\/i><\/span><\/a><i>\u00a0or email us at\u00a0<\/i><a href=\"mailto:thewonggroup@wellington-altus.ca\"><span class=\"s1\"><i>thewonggroup@<\/i><\/span><\/a><a href=\"http:\/\/wellington-altus.ca\/\"><span class=\"s1\"><i>wellington-altus.ca<\/i><\/span><\/a><\/p>\n<p class=\"p1\">Sincerely,<br \/>\n<b>Maili Wong<\/b>, CFA, CFP, FEA<br \/>\nSenior Portfolio Manager &amp; Senior Wealth Advisor<\/p>\n<p class=\"p1\">Wellington-Altus Private Wealth Inc.<\/p>\n<p class=\"p1\">Board Director<\/p>\n<p class=\"p1\">Wellington-Altus Financial Inc.<\/p>\n<p><strong><em>Maili Wong is a senior portfolio manager and senior wealth advisor at The Wong Group at Wellington-Altus Private Wealth, and the Amazon best-selling <\/em><\/strong><strong><em>author of \u2018Smart Risk\u2019. She has over two decades of experience in the finance industry and was named a Top Wealth Advisor and one of the Best in Province in the 2022 rankings produced by The Globe and Mail and SHOOK Research.<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The massive jump in interest rates during the past year has surprised many investors \u2013 and had some negative impacts on portfolios. Fixed-income investments lost value, as did heavily leveraged sectors such as real estate. Dividend-paying stocks \u2013 including banks, utilities and real estate investment trusts \u2013 took a hit, as the payouts in fixed [&hellip;]<\/p>\n","protected":false},"author":168,"featured_media":3557,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","footnotes":""},"categories":[421],"tags":[491,67,486],"class_list":["post-3556","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press","tag-globe-and-mail","tag-maili-wong","tag-press"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Globe and Mail: Weighing the trade-offs between short-term investments with higher interest versus long-term dividend-payers | The Wong Group<\/title>\n<meta name=\"description\" content=\"The massive jump in interest rates during the past 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