Reflections & Resources

As we move into spring 2026, it’s a great time to revisit your financial plan and ensure your portfolio is positioned for today’s shifting markets.

Explore how global changes may impact your investments, get timely tax‑season tips, and learn strategies to help manage rising costs. Plus, find smart estate‑planning ideas to help protect and preserve your wealth.

Let’s make this spring a season of clarity, confidence, and proactive financial planning—so you’re well prepared for whatever comes next.

February ended with reports of coordinated military strikes by the United States and Israel targeting Iranian leadership and nuclear-related infrastructure. Iran subsequently responded with attacks on U.S. and Israeli interests across the region.

Markets reacted quickly at the beginning of March. Gold and oil prices rose sharply on the first trading day of the month. North American equity markets were relatively flat on March 2 before declining at the open the following day.

Last year was productive for equity investors, with Canadian and American indexes delivering strong returns for the third consecutive year. However, it wasn’t without turbulence. The first quarter saw modest gains until a major policy announcement in early April introduced a new round of trade tariffs, sparking a global trade conflict.

By Friday, April 4, the North American equity indexes had plunged between 6.32 per cent and 10.02 per cent for the week. The MSCI All Country World Index fell 7.91 per cent over the same period, signifying the depth and breadth of the negative effects of tariffs on equity values around the world. Fortunately, by mid-May the TSX, S&P 500, Dow and NASDAQ had recovered these early losses.

As we step into 2025, now is the perfect time to review your financial goals and make sure your investments are aligned for success. Explore the advantages of portfolio rebalancing, tick off key items from your New Year’s financial checklist, and stay ahead with important deadlines like your RRSP contribution date. Plus, discover how strategies like spousal RRSPs can help maximize your retirement planning. Let’s make 2025 your most financially confident year yet