Estate planning involves considerably more than preparing a will. For affluent Canadian families and business owners, it requires coordinated decisions concerning taxes, liquidity, property, business succession, and beneficiaries. This article explains what happens after death, where estate plans commonly break down, and how advance planning can reduce uncertainty for the

Canadian business owners with surplus corporate cash must decide whether to invest through the corporation or withdraw funds and invest personally. This article examines the taxation of passive income, the Small Business Deduction, RDTOH, the Capital Dividend Account and the planning considerations that shape the most appropriate structure. Key takeaways

Understanding the Superficial Loss Rule is essential for Canadian investors using tax-loss harvesting in 2026. A seemingly simple trade can result in a denied capital loss if CRA rules are overlooked. This article explains how the rule works, who it applies to, and strategies that can help investors avoid costly

Flow-through shares remain one of Canada’s most powerful tax-planning strategies for high-income investors, business owners, and retirees. This article explains how flow-through shares work in 2026, their tax benefits, key risks, and how they compare with Registered Retirement Savings Plan (RRSP) contributions as part of a broader wealth management strategy.

Charitable giving is about making an impact—but how you donate can be just as important as how much you donate. For Canadians with appreciated investments, donating publicly traded shares directly to a registered charity may provide significant tax advantages compared to donating cash or selling investments first. Understanding these rules

Market corrections are a normal part of investing, but investor behaviour often has a greater impact on long-term results than market declines themselves. Learn how volatility works, why behavioural biases affect decision-making, and how disciplined planning can help investors stay focused on their long-term goals. Key Takeaways Market corrections are