When investing directly in stocks or bonds, taxes are relatively straightforward: interest, dividends, and capital gains are taxed when received or realized. With indirect investments such as mutual funds and ETFs, taxation can be more complex.
On April 28, 2026, Finance and National Revenue Minister François‑Philippe Champagne released the 2026 Spring Economic Update (the Update). This was the first spring economic update after the federal budget was moved to the fall in 2025. In the absence of a federal budget earlier this year and with the recent shift to a majority government, Canadians have been awaiting clear direction on the federal government’s policy focus and anticipated initiatives.
More than one-fifth of Canadians over the age of 18 are living with disabilities,1 often with special needs which can entail significant costs. There is a vast network of supports, programs and tax rules designed to assist Canadians and ease the financial burden that can sometimes accompany a disability, but the opportunities available and how to access them are not always obvious. While not exhaustive, this article highlights a few federal programs that families affected by disabilities may find useful.
A Registered Disability Savings Plan (RDSP) is a tax-sheltered savings vehicle designed to help families ensure the long-term financial security of a loved one affected by disability.
Download this article as a PDF. On November 4, 2025, Finance Minister and National Revenue