Clients sometime ask about the S&P 500 and whether or not they are or should be invested in it. The S&P 500 is an index of the largest 500 companies in the Unites States stock market, the largest market in the world. Together, S&P 500 companies hold $7.1 trillion in assets and account for close to 80% of available market capitalization.
All the economic news is currently about what “the Fed” will or won’t do next. Raise rates, lower rates, or take a pause. But what does that mean exactly and how does it relate to your investments? Let’s break it down.
Principal At Risk (PAR) structured notes are the most complicated instruments we recommend to clients. We are breaking them down for you this month and giving you a couple of examples of ones that some of you have owned. Structured notes can work in a portfolio as an alternative to fixed income.
A key element of estate planning is choosing an executor, someone you trust to carry out the instructions in your will. To ensure that the administration of your estate is completed efficiently and economically, it’s important to carefully evaluate your needs and choose your executor wisely.
As we know, 2022 was a tough year in both the bond and equity markets. There were several events that created this environment, including: a wave of cash from COVID benefits drove spending, resulting in inflation and causing central bankers to raise interest rates rapidly; the war in Ukraine sent a shock around the world; and the continued lockdowns in China wreaked havoc on supply chains worldwide.
Can I still reach financial independence? What’s up with the markets? These are questions we all struggle with. It is a function of age. It is a function of debt (read mortgage), and it is also a function of desire. Desire means the propensity to save for your future.
The opinions contained herein are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Wellington-Altus Private Wealth. Assumptions, opinions and information constitute the author’s judgement as of the date this material and subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Graphs and charts are used for illustrative purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual’s objectives and risk tolerance. All third party products and services referred to or advertised in this presentation are sold by the company or organization named. While these products or services may serve as valuable aids to the independent investor, WAPW does not specifically endorse any of these products or services. The third party products and services referred to, or advertised in this presentation, are available as a convenience to its customers only, and WAPW is not liable for any claims, losses or damages however arising out of any purchase or use of third party products or services. All insurance products and services are offered by life licensed advisors of Wellington-Altus. Wellington-Altus Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. All trademarks are the property of their respective owners.
