“My late husband, Jim, was a physician and surgeon, and trusted Todd’s financial and investment expertise. He met Todd through personal connections from mutual friends and through Todd’s family. Todd and his family have a reputation of high standards, business ethics and a strong, competitive work ethic that appealed to Jim and that resulted in an excellent personal and professional relationship. I met and started working with Todd independently, through mutual acquaintances. When Jim and I married, we were pleased to realize that Todd was already a trusted advisor for each of us and was able to understand our individual professional structures and financial goals, mine as a lawyer and Jim’s as a physician and surgeon. With busy professional practices, neither of us had the time to spend on managing our investments and so relied on Todd to continue to guide us individually, and together for our combined family goals. I would strongly recommend Todd and his entire team to other professionals who have little or no time to spend managing their investments and who would benefit from expert financial and investment advice.”