Are you searching for a financial planner to help guide your financial future? While having a plan is essential, at Evans Family Wealth, we believe it’s just the beginning of your journey. Financial planning isn’t about creating a static document; it’s a dynamic, evolving process that empowers you to take control of your future while adapting to life’s inevitable changes.
The Problem with Traditional Financial Planning
Many people view financial plans as once-and-done solutions—a document filled with assumptions that might not reflect the realities of life. Traditional financial planners often provide this service, leaving clients with a plan that quickly becomes outdated.
But life doesn’t follow a script. Markets shift and personal circumstances evolve. Has your financial plan grown with you?
Why Evans Family Wealth is Different
At Evans Family Wealth, financial planning is not an end in itself—it’s a means to an end. Glen Evans transitioned from architecture to financial planning in 1997, driven by a passion to help people secure their financial futures. After the 2008 financial crisis, Glen realized that planning for average outcomes isn’t enough—particularly for those nearing retirement. You need a plan that accounts for the unexpected, protecting your wealth as you approach retirement and beyond.
This philosophy forms the backbone of Evans Family Wealth’s approach today. We plan for more than just average returns—we make sure your plan is resilient enough to weather the unpredictable.
Briana’s Neuroscience-Informed Approach to Financial Planning
Briana Evans brings a unique perspective through her background in neuroscience. She understands that emotions and cognitive biases can influence financial decisions, sometimes leading us away from our best interests. By integrating behavioural finance, Briana helps clients recognize and avoid common mistakes, ensuring that their financial plans are both technically sound and aligned with their personal goals.
A Dynamic, Empowering Financial Planning Process
At Evans Family Wealth, we believe a financial plan is just the beginning. The true value lies in its ongoing refinement. We regularly review your plan to ensure it remains aligned with your goals and life circumstances.
Our core belief: Assumptions are not set in stone. Market returns, spending, and life expectancy are all assumptions that must be revisited regularly. Your financial plan is a living strategy that grows with you.
Financial Planning is Essential, But it’s not the Whole Story
A financial plan is crucial, but it’s only part of the equation. Once your plan is in place, it needs to be actively managed. At Evans Family Wealth, we integrate your financial plan into a broader wealth management strategy, including:
- Risk Management: Protecting your portfolio from downside risks, especially for pre-retirees and early retirees, where timing is critical.
- Tactical Asset Allocation: Adjusting your portfolio to market conditions, ensuring your wealth is protected and grows sustainably.
- Wellington-Altus Advanced Wealth Planning Group: For complex scenarios such as business transitions and corporate tax strategies, we partner with this team to ensure every aspect of your financial life is covered.
Preparing for the Unexpected: What Happens When Assumptions Don’t Hold?
What if market returns fall short? What if your expenses rise unexpectedly? At Evans Family Wealth, we stress-test your plan with various scenarios, helping you stay prepared for different outcomes.
We also emphasize regular reviews, making sure your plan reflects both personal and financial realities, particularly for those approaching retirement.
A Guide for Every Stage of Life
No matter your stage in life, your financial plan should evolve with you. At Evans Family Wealth, we work with clients across all life stages:
- Pre-Retirees and Early Retirees: Regular updates to manage risk and adjust assumptions are essential as you near retirement. The human trait that causes Canadians to take their CPP benefits early – The Globe and Mail
- Established and Young Professionals: As your career and responsibilities grow, we help ensure your plan adapts to changing priorities.
- Newly Single Individuals: Life transitions such as divorce or bereavement require careful adjustments to your financial plan, and we provide the guidance needed to navigate these changes.
Your Financial Journey is Ongoing
At Evans Family Wealth, we believe financial planning is an ongoing process. As your life evolves, your financial needs will too. We’re here to ensure that your plan stays flexible and empowers you to take control of your future, no matter what comes your way.
Ready to begin your financial journey?
Contact Evans Family Wealth today to build a financial plan that adapts with you and helps you achieve your goals.
