Commentary

There’s a number worth paying attention to this year, and it isn’t a stock price or an interest rate. It’s capital expenditures, the money the “Magnificent Seven” tech giants are pouring into building out artificial intelligence (AI) infrastructure, and the scale of it is genuinely historic. The numbers behind the

Helping the next generation get into their first home has become one of the most common goals we hear from clients. With home prices what they are, a well-timed gift toward a down payment can make a meaningful difference—and the First Home Savings Account (FHSA) is one of the most

If you’ve checked your portfolio in August, you’ve probably noticed the market has had some very good days recently. That’s not an accident. Behind the headlines about record highs is a much simpler story: American companies are making a lot more money than expected, and investors are rewarding them for it.  A Standout Earnings Season  Second-quarter earnings season is now

We spend a lot of time with clients modeling withdrawal rates, tax sequencing, and portfolio longevity. What we talk about less often but matters just as much, is what retirement actually looks like day to day, especially for couples.  That’s why a recent piece from financial life planner Derek Hagen, Retiring Together, caught

When SpaceX listed on the Nasdaq on June 12, 2026, it did so in spectacular fashion. The company raised US$75 billion at US$135 per share, the largest initial public offering (IPO) ever recorded, more than double the previous record set by Saudi Aramco. Shares surged 19 per cent on day

Artificial intelligence (AI) is no longer a theme on the horizon—it is a structural force reshaping capital allocation across the global economy. Technology leaders are committing billions of dollars to data centres, semiconductors, and AI-native platforms, and that pace of investment shows no signs of slowing. We view AI capital

Geopolitical developments rarely move markets as swiftly or as clearly as this one. The U.S. and Iran are finalizing a draft agreement that, if signed, could significantly ease tensions in one of the world’s most critical oil-producing regions. Equity markets have already begun reflecting that optimism—and for good reason. A

As you review your estate plan, have you considered the use of a trust? Trusts are often seen as a tool used by the ultra wealthy. Yet, there may be benefits for individuals with more modest wealth positions that justify the associated costs, which can generally run in the thousands

As some of you know, I purchased a 40 year old sailboat last October.  Given its age I spent the spring cleaning, scrubbing and prepping so that she was ready to go when the weather improved (never would I have guessed in October that I was setting up the perfect

My wife and I have an awesome new puppy dog named George, he is a Cockapoo and just over a year old. He has energy to burn and he has developed the craziest obsession with balls, a black and red basketball, in particular. He literally quivers if he sees us