RESP Withdrawal Decision Tree
This RESP decision tree outlines the different withdrawal options available depending upon the students circumstances.
August 9, 2023
Market Insights
2023 Personal Tax Planning Cards
Download our province and territory-specific 2023 Personal Tax Planning Cards below. Alberta Tax Planning Card British Columbia Tax Planning Card Manitoba Tax Planning Card New Brunswick Tax Planning Card Newfoundland and Labrador Tax Planning Card Northwest Territories Tax Planning Card Nova Scotia Tax Planning Card Nunavut Tax Planning Card Ontario
July 28, 2023
Making the Most of Canadian Registered Accounts: A Quick Reference Guide
Canadians have access to a plethora of tax-preferred vehicles for saving and investing, each of which provides unique planning opportunities and trade-offs, as well as their own rules and conditions that must be followed. With so many options, determining the best use for each type of account as part of a comprehensive wealth plan can be challenging. The attached table summarizes the key features of the most common registered plans and links to articles with more detailed information.
July 28, 2023
Intergenerational Business Transfers: Where are we now?
Download this article as a PDF. The transfer of family businesses to the next generation has long been a contentious tax issue. Owners rightfully expect the same tax benefits when selling their businesses to their children or other relatives as if they had sold to a third-party purchaser. Fiscal policy,
July 26, 2023
Wellington-Altus Evolves Leadership and Readies for Parabolic Growth
Wellington-Altus Private Wealth —the top-rated* wealth advisory company in Canada and one of Canada’s Best Managed Companies. With more than $25 billion in assets under administration and offices across the country, Wellington-Altus identifies with successful, entrepreneurial advisors and portfolio managers and their high-net-worth clients.
July 25, 2023
The Ins and Outs of RDSPs
Planning for the financial needs of a person affected by a disability requires a multi-faceted process involving both financial and non-financial considerations. An RDSP is just one element of the beneficiary’s and their family’s larger life, tax and estate plan.
July 13, 2023
July Market Insight: Wall Street Is About To Embrace Crypto, And It’s Not What You Think!
While there are challenges and hurdles to overcome, the potential benefits of blockchain are too great to ignore, which is why Wall Street is finally taking the big plunge to enhance the efficiency and transparency of capital markets.
July 10, 2023
June Market Insights: Is AI The Next Goldrush?
While introducing innovation may lead to job losses in the short term, it also creates new employment opportunities. Innovation drives economic growth and creates new markets, industries, and jobs. Rather than fearing technological progress, we should embrace it and work to ensure that all members of society share its benefits.
June 8, 2023
Wellington-Altus Ranked #1 Investment Firm in Canada
Wellington-Altus is honoured to lead the industry in advisor satisfaction – for the 4th consecutive year WINNIPEG, TORONTO, and MONTREAL, June 2, 2023 /CNW/ — Wellington-Altus Financial Inc. today announced that its private wealth division, Wellington-Altus Private Wealth Inc., has retained its top spot as Canada’s number-one investment advisory firm in
June 2, 2023
May Market Insights: The FTX Fiasco Has Nothing To Do With Blockchain Adoption.
With the collapse of FTX and the fraud surrounding the crypto space, many have jumped to the incorrect conclusion that the era of blockchain is over, done, akin to the long list of bubbles throughout history. Unfortunately, fraud happens all the time. As former Federal Reserve Chair Alan Greenspan states: “Corruption, embezzlement, fraud, these are all characteristics which exist everywhere.”
May 11, 2023
April Market Insights: It Looks Like This Holy Fool Was Right, What Now?
Since 2020, I’ve been one of the few holy fools that put forth the thesis that aggressively raising rates into a highly levered global economy would result in another financial crisis. My sin was questioning aggressive rate hikes based on the belief that low unemployment causes inflation.
April 26, 2023
March Market Insights: Fire and Ice – The Fight Between Inflation and Deflation
In today’s current market environment, we see the forces of inflation and deflation are at work. Central bankers are and should be concerned about price stability, but too many assume that price stability is only a one-way street.
March 6, 2023
The opinions contained herein are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Wellington-Altus Private Wealth. Assumptions, opinions and information constitute the author’s judgement as of the date this material and subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Graphs and charts are used for illustrative purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual’s objectives and risk tolerance. All third party products and services referred to or advertised in this presentation are sold by the company or organization named. While these products or services may serve as valuable aids to the independent investor, WAPW does not specifically endorse any of these products or services. The third party products and services referred to, or advertised in this presentation, are available as a convenience to its customers only, and WAPW is not liable for any claims, losses or damages however arising out of any purchase or use of third party products or services. All insurance products and services are offered by life licensed advisors of Wellington-Altus.
