Mahrt Investment Group

Estate Planning & Wealth Transfer

Control the distribution of your wealth both during your lifetime and beyond. From utilizing tax-efficient gifting strategies, charitable giving, to minimizing income taxes at death through trusts and other vehicles, we provide comprehensive support to facilitate a seamless transfer of your wealth.

Our Approach

At Mahrt Investment Group, our approach to estate planning is rooted in understanding your unique circumstances, values, and goals. We recognize that estate planning is not just about wealth transfer but also encompasses your legacy, charitable intentions, and the well-being of your loved ones. Our team takes a comprehensive and personalized approach to help develop an estate plan tailored to your specific needs, which encompasses both wealth transfer and strategic lifetime planning.

We begin by conducting a thorough assessment of your assets, liabilities, and estate planning goals to gain a clear understanding of your financial situation and priorities. Working closely with you, we develop a customized estate plan that addresses key elements such as Wills, trusts, powers of attorney, and healthcare directives. Our goal is to ensure that your estate plan reflects your intentions, maximizes tax efficiency, and minimizes potential complications.

We navigate the complex legal and financial landscape to implement strategies that protect your assets, preserve family harmony, and provide for the seamless transfer of wealth to future generations. Throughout the process, we collaborate with your other trusted advisors, such as estate planning and tax advisors, to ensure a coordinated approach. Our commitment to staying current with evolving laws and regulations ensures that your estate plan remains up to date and aligned with your changing needs.

At Mahrt Investment Group, we believe that estate planning is not just about numbers and legal documents, but about honoring your legacy and securing the financial well-being of your loved ones. We provide you with the knowledge, guidance, and support necessary to create an estate plan that reflects your values and provides peace of mind for the future.

Lifetime Gifts

Strategies that allow you to make tax-efficient and impactful gifts during your lifetime, benefiting your loved ones or charitable causes. By exploring various gifting options and considering your unique circumstances, we help optimize your giving to provide financial support to your children, family members, or other beneficiaries while maximizing the benefits for both them and your overall wealth transfer goals.

What you may be thinking

  • Are there any restrictions or limitations on the types of assets that can be gifted?
  • How can I ensure that my lifetime gifts align with my overall estate planning goals?
  • Are there strategies to minimize the tax impact or other potential consequences of lifetime gifts?

What you may be thinking

  • How do I choose the right executor, trustee, or guardian for my estate and beneficiaries?
  • What are the potential tax implications associated with testamentary transfers and how can I maximize allocations to beneficiaries?
  • Can life insurance be used as a strategy to fund my terminal tax liability?

Testamentary Transfers

Develop an estate plan that reflects your wishes, minimizes tax implications, and maximizes the value of your testamentary transfers. We navigate the complexities of testamentary transfers, including Wills, trusts, and beneficiary designations, to facilitate the preservation of your legacy and the seamless transfer of your wealth to your chosen beneficiaries.

Probate Planning

Minimize costs and complexities while preserving your intentions for the distribution of your assets. By implementing probate planning strategies, such as utilizing trusts, joint ownership, beneficiary designations, and multiple Wills, you can potentially reduce probate fees, streamline the estate settlement process, and maintain privacy for your beneficiaries.

What you may be thinking

  • How can I minimize probate fees and estate administration expenses?
  • What are the benefits of using trusts in estate planning?
  • How do joint ownership and beneficiary designations avoid probate?
  • When does it make sense to use a secondary Will?

What you may be thinking

  • What are the tax implications of transferring ownership and control of my business?
  • What are the options for funding the purchase of the business by a successor?
  • What is an estate freeze, and how can it be utilized as a strategy for business succession and estate planning?
  • What role does insurance play in mitigating risks and providing financial protection during the succession process?

Business Succession

Whether you’re considering transferring your business to an adult child or finding a suitable successor within your organization, we work closely with you to develop a customized plan that addresses leadership continuity, ownership transfer, tax considerations, and funding strategies. Our aim is to assist you in creating a seamless transition that secures the long-term success of your business and provides for the financial well-being of both your family and the next generation of leaders.

Estate Planning & Wealth Transfer
Strategies & Analyses

Lifetime Gifting
Strategic transfer of wealth during your lifetime, enabling potential growth and income to be taxed in the hands of your children.
Beneficiary Designations
Review beneficiary designations to ensure seamless transfer of assets to your chosen beneficiaries outside the probate process.
Estate Freeze
(Business Succession)
Lock in the value of your business shares while transferring future growth to beneficiaries through trusts and corporate reorganizations.

Trusts and Secondary Wills  

Ensure the efficient transfer of your assets while minimizing probate fees, maintaining privacy, and avoiding delays.
Charitable Giving
Support causes that are close to your heart while benefiting from tax advantages through charitable trusts, donor-advised funds, or charitable bequests in your Will.
Estate Bond
Create an immediate source of funds to cover estate taxes, debts, and other financial obligations, while preserving the value of your estate for your heirs.

Related Planning Areas

Tax Planning

Minimizing tax liabilities and maximizing tax efficiency to optimize financial outcomes

Planning for Children

Comprehensive planning considerations for education funding, disability planning, and other financial aspects related to raising and caring for children

Insurance & Health Planning

Developing customized strategies to address your insurance needs, covering both comprehensive protection and living benefits, to ensure financial security and peace of mind

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