Making the Most of Canadian Registered Accounts: A Quick Reference Guide

March Market Insights: From Trump’s Demands to Canada’s Destiny

Bismarck’s 19th-century declaration about the changing realities of geopolitics resonates today as the global economic order undergoes seismic shifts. For decades, Canada and the U.S. have shared a mutually beneficial trade relationship, underpinned by the post-Second World War framework of free trade agreements and multilateral cooperation.

February Market Insights: From Extremes To Centre

In today’s politically charged atmosphere, it can feel as though standing for anything less than radical extremes invites scorn. As we entered 2025, a surprising emergence of centrist economic policies is reshaping our political discourse, defying party lines and pushing back against the extremes that have dominated the conversation.

Federal Government Defers Capital Gains Inclusion Rate Increase to 2026

The Minister of Finance and Intergovernmental Affairs, Dominic LeBlanc, announced that the federal government will postpone the implementation of the proposed increase to the capital gains inclusion rate—from one-half to two-thirds. Originally set to take effect on June 25, 2024, the new proposed implementation date is now January 1, 2026.

Calculating 2025 RRIF Minimum Withdrawals

or clients who have rolled their Registered Retirement Savings Plan (“RRSP”) over to a Registered Retirement Income Fund (“RRIF”) or who have an existing RRIF account in 2024, the following information outlines how their 2025 minimum withdrawal will be calculated. All RRIF withdrawals are reported as pension income on a T4RIF slip.

Understanding the RRSP Deduction Limit Statement

Every year clients look at the RRSP Deduction Limit Statement on their Notice of Assessment and ask similar questions.