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Investment Insight; Winter 2026

Investment Insights; Winter 2026

Welcome to the Winter 2026 edition of our quarterly Investment Insights newsletter. Each quarter we share perspectives to help you navigate the markets and make informed decisions. This edition focuses on key themes shaping the year ahead.

We begin with estate planning, a topic that often falls down the priority list but remains one of the most meaningful steps you can take for your loved ones. From minimizing taxes and fees to ensuring fairness among heirs, we outline why now is the time to review or create a comprehensive plan.

Next, we examine equity market trends. After a strong 2025, concerns about valuations persist, yet corporate earnings remain robust. Technological innovation, productivity gains and resilient consumer demand continue to support growth, though history reminds us that progress is rarely linear.

We also address common misconceptions about RRSPs. Despite their long-standing benefits, participation rates have declined. We debunk two myths and explain why RRSPs can still play a vital role in building long-term wealth, especially when paired with other tax-advantaged accounts.

Finally, we explore the K-shaped economy, a term describing the growing divide between higher-income households and those facing financial strain. This trend underscores the importance of diversification, quality investments and disciplined risk management in an uneven economic environment.

As always, we close with reminders on risk tolerance. Market conditions may change, but your risk profile should remain aligned with your long-term goals, not short-term fluctuations.

 

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The information contained herein has been provided for information purposes only. The information has been drawn from sources believed to be reliable. Graphs, charts and other numbers are used for illustrative purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual’s objectives and risk tolerance. This does not constitute a recommendation or solicitation to buy or sell securities of any kind. Market conditions may change which may impact the information contained in this document.  Wellington-Altus Private Wealth Inc. (WAPW) does not guarantee the accuracy or completeness of the information contained herein, nor does WAPW assume any liability for any loss that may result from the reliance by any person upon any such information or opinions.  Before acting on any of the above, please contact your financial advisor.

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