Why Planning?

At the Advanced Wealth Planning Group at Wellington-Altus, we’re strong advocates for financial planning. And while most Canadians share that view, we recognize that not everyone sees things the same way. This article aims to share our perspective on financial planning, particularly with those who may not yet see its full value.

Highlights from the Federal Budget 2025

On November 4, 2025, Finance Minister and National Revenue Minister François-Philippe Champagne tabled the much-anticipated 2025 Federal Budget (Budget 2025). With no spring budget earlier this year, Canadians have been eager for insights into the government’s fiscal priorities and economic direction. Our Advanced Wealth Planning Group has summarized the key highlights and implications from this release.

The Upside of Downturns: Strategic Tax-Loss Harvesting

Volatile markets often prompt investors to review their portfolios and asset allocations. While market volatility is rarely enjoyable, it can open the door to valuable opportunities – especially for tax-savvy investors. One such opportunity is the “triggering” or “harvesting” of capital losses.

Personal and Corporate Tax Integration Reference Card 2025

Download our province and territory-specific 2025 Personal and Corporate Tax Integration Reference Card below. Alberta – Tax Integration Reference Card British Columbia – Tax Integration Reference Card Manitoba – Tax Integration Reference Card New Brunswick – Tax Integration Reference Card Newfoundland and Labrador – Tax Integration Reference Card Northwest Territories – Tax Integration Reference Card […]

2025 Tax Resources

2025 Wellington-Altus Corporate Tax Reference Card & LIF and RLIF Minimum & Maximum Factors

Federal Government Defers Capital Gains Inclusion Rate Increase to 2026

Download this PDF here. The Minister of Finance and Intergovernmental Affairs, Dominic LeBlanc, announced that the federal government will postpone the implementation of the proposed increase to the capital gains inclusion rate—from one-half to two-thirds. Originally set to take effect on June 25, 2024, the new proposed implementation date is now January 1, 2026. While […]

Calculating 2025 RRIF Minimum Withdrawals

Download this article as a PDF. For clients who have rolled their Registered Retirement Savings Plan (“RRSP”) over to a Registered Retirement Income Fund (“RRIF”) or who have an existing RRIF account in 2024, the following information outlines how their 2025 minimum withdrawal will be calculated. All RRIF withdrawals are reported as pension income on […]

Category: Wealth Planning