More than Investment Managers we are Wealth Advisors. It’s our mission to assist you in all areas of wealth, from budgeting and debt management to retirement and tax. We publish timely information, findings, and strategies to help you make informed decisions.
Wealth Planning
July 20, 2025
Safeguard Your Finances Against Fraud
As we enter the summer, why not resolve to better protect your financial security? Financial fraud continues to be on the rise and scams have become increasingly sophisticated. Scammers continue to seek financial gain by stealing identities, accessing login details, acquiring personal financial information and obtaining funds through false pretenses. “Phishing” remains one of the […]
The Merits of Hanging In (& Why April Felt So Bad)
It’s been a wild ride this year – and we’re only halfway through. If April’s market movements felt unsettling, you weren’t mistaken. While volatility is a natural part of equity markets, the magnitude of April’s decline was unusual. A two-day drop of more than 10 percent in the S&P 500, seen over April 3 and […]
It has been said that “there are decades where nothing seems to happen, and there are weeks where decades happen.” The sweeping global tariffs, announced by the U.S. on April’s “Liberation Day,” caught the world off guard – disrupting long-held norms in global trade and world order. This may signal the beginning of a new […]
What is the Canada Disability Benefit? Launched in June 2025, the Canada Disability Benefit (CDB) is a new federal program providing monthly financial support to working-age Canadians living with disabilities. The benefit aims to reduce poverty and provide greater financial security for those who may face additional living costs related to their disability. Who is […]
Higher Rates for Longer? Mortgage Debt & The Great Renewal
It has been termed “the great renewal”. A significant number of Canadian mortgages are coming up for renewal. By one account, around 2.2 million mortgages or 45 percent of all outstanding mortgages, are set to face higher interest rates this year and next.1 Even though the Bank of Canada cut interest rates in 2024 as inflation continues […]
Financial Resolutions: Resolve to Review Your Will
If you are looking for a financial resolution to start the year, why not make estate planning a priority? Every so often we hear stories about the consequences of not having a valid will. To die without one, known as dying “intestate”, can have significant and perhaps unintended effects as assets will be distributed according […]
The beginning of anew year is an opportune time to revisit certain aspects of your wealth management. If you don’t know where to start, here are a handful of ideas. For more information, please call the office. Contribute to the RRSP. The Registered Retirement Savings Plan (RRSP) deadline for the 2024 tax year is March 3, […]
The final months of the calendar year are a time when tax strategies are often top of mind. As a reminder, the tax rules allow you to carry forward certain tax credits or deductions not used in the current year. Be aware that the carryforward rules differ among registered plans. The introduction of the First […]
With the (proposed*) increase to the capital gains inclusion rate in 2024, there have been various questions from investors about tax planning. Here are two that relate to year-end planning. 1. What is the Capital Gains Reserve? When you dispose of capital property, you may realize a capital gain or loss: the difference between the […]
Wealth Planning
Market Insights
Market Insights
Wealth Planning
Wealth Planning
Wealth Planning
Wealth Planning
Wealth Planning
Wealth Planning
