Insights

More than Investment Managers we are Wealth Advisors. It’s our mission to assist you in all areas of wealth, from budgeting and debt management to retirement and tax. We publish timely information, findings, and strategies to help you make informed decisions.

Investing

July 3, 2024

Dow at One Million?

When the Dow Jones Industrial Average (Dow) crossed a new high of 40,000 in May, it achieved a milestone that appeared implausible given recent popular sentiment. Just two years earlier, central banks were still on the path of aggressively hiking rate to curb inflation. Gloomy equity market forecasts abounded. Fast forward to today, and interest […]
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Wealth Planning

June 18, 2024

Video: Timing Your CPP Benefits – To Defer, or Not to Defer

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Wealth Planning

June 11, 2024

To Defer or Not to Defer: Realizing Capital Gains

The proposed* increases to the capital gains inclusion rate have prompted some investors to ask the tax-planning question: To defer, or not to defer? Tax deferral is commonly viewed as a way for investors to create greater future returns, since funds that might otherwise go to paying tax can remain invested for longer-term growth. Yet, […]
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Wealth Planning

June 4, 2024

Thinking Beyond Retirement: A Higher Purpose

It has been said that “if you are what you do, when you don’t…you aren’t.” As you think ahead, have you contemplated a plan for what you will do in retirement?   Many of us plan by working hard, saving consistently and investing for the future to ensure a financially secure retirement. As stewards of […]
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Wealth Planning

May 21, 2024

Video: Behavioural Finance – Understanding Hidden Biases

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Investing

May 1, 2024

Perspectives on Stock Market Concentration

As the “Magnificent 7” stocks – Apple, Amazon, Alphabet, Meta, Microsoft, Nvidia, and Tesla – surged to start 2024, there has been much discussion about their growing concentration in the U.S. equity markets. By the start of February, their combined market capitalization represented one-third of the S&P 500 Index, with a value that would make […]
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Investing

April 23, 2024

Video: Investing in a Corporation

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Wealth Planning

April 11, 2024

Reminders for Tax Season

It is personal income tax season once again. Given increasing interest rates, don’t overlook the importance of filing your taxes and paying balances and instalments on time, as interest assessed on insufficient payments can be significant.   Tax Filing Deadlines – The general deadline to file your 2023 personal income tax and benefit return is […]
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Wealth Planning

April 2, 2024

Spring Cleaning Finances: Five Questions to Ask

Now that spring has sprung many of us are in spring cleaning mode, perhaps you are looking for a bit of motivation when it comes to your finances. Here are five wealth planning questions that may be answered by simple “rules of thumb.” These may spark meaningful discussions about wealth management, budgeting, or family and […]
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