More than Investment Managers we are Wealth Advisors. It’s our mission to assist you in all areas of wealth, from budgeting and debt management to retirement and tax. We publish timely information, findings, and strategies to help you make informed decisions.
Wealth Planning
January 2, 2024
Understanding the RRSP Deduction Limit Statement
Common Questions Every year clients look at the RRSP Deduction Limit Statement on their Notice of Assessment and ask similar questions: Is there a difference between a RRSP contribution and a RRSP deduction? I have RRSP deduction room and unused contributions – what does this mean? My unused contribution room for the year is negative […]
There are few “gifts” that the government gives us, and the Tax-Free Savings Account (TFSA) is one of them. The opportunity to invest and grow funds on tax-free basis over a lifetime should not be overlooked. Yet, the latest statistics reveal that many high-net-worth (HNW) individuals are not taking full advantage. The 2024 TFSA statistics […]
For High-Net-Worth Investors: Life Insurance for Education Planning
For high-net-worth (HNW) investors, life insurance may provide benefits beyond protection, including helping to support the education costs of a child or grandchild. With the ever-growing cost of post-secondary education, many HNW investors are looking for different ways to help support the next generation. For those who have fully contributed to registered accounts (RESPs, TFSAs, […]
Actions to Consider: Your Year-End Financial Planning Checklist
With the arrival of cooler and shorter days, it is a reminder that there are only a few months remaining in the calendar year. Are there actions that you can take before year end to impact your financial position? Here is a checklist of ideas: Realize capital losses to offset capital gains. For tax […]
On November 21, 2023, Canada’s Deputy Prime Minister and Minister of Finance, the Honourable Chrystia Freeland, delivered the 2023 Fall Economic Statement (FES 2023), a mid-fiscal year update that was narrower in focus than previous economic statements. FES 2023 highlighted key metrics of the Canadian economy and attempted to address two key challenges: Canada’s housing […]
Financial Literacy and Children: Keep it Relatable At Every Age
How can we raise financially confident children and grandchildren in an increasingly complex world filled with distractions? Many of our clients, for example, are concerned that the next generation won’t possess the financial literacy needed to inherit family wealth. The good news is that while introducing healthy money habits to young children is ideal, […]
Travel Insurance: Travel Tips Before and After Departure
Before Your Trip Let your carrier know about any health changes before departure If your health or medications change before your trip commences or you are awaiting further testing/test results, your coverage may be at risk. Please call your carrier to discuss how your policy and coverage might be affected. Verify the trip […]
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