Welcome to the summer – and the return of cottage and cabin season! While many of us are eager for some rest and relaxation, cottage and cabin owners may face new concerns due to increases to the capital gains inclusion rate. Looking ahead to when property is eventually transferred or sold, owners are likely to […]

When the Dow Jones Industrial Average (Dow) crossed a new high of 40,000 in May, it achieved a milestone that appeared implausible given recent popular sentiment. Just two years earlier, central banks were still on the path of aggressively hiking rate to curb inflation. Gloomy equity market forecasts abounded. Fast forward to today, and interest […]

The proposed* increases to the capital gains inclusion rate have prompted some investors to ask the tax-planning question: To defer, or not to defer? Tax deferral is commonly viewed as a way for investors to create greater future returns, since funds that might otherwise go to paying tax can remain invested for longer-term growth. Yet, […]

It has been said that “if you are what you do, when you don’t…you aren’t.” As you think ahead, have you contemplated a plan for what you will do in retirement?   Many of us plan by working hard, saving consistently and investing for the future to ensure a financially secure retirement. As stewards of […]

As the “Magnificent 7” stocks – Apple, Amazon, Alphabet, Meta, Microsoft, Nvidia, and Tesla – surged to start 2024, there has been much discussion about their growing concentration in the U.S. equity markets. By the start of February, their combined market capitalization represented one-third of the S&P 500 Index, with a value that would make […]

It is personal income tax season once again. Given increasing interest rates, don’t overlook the importance of filing your taxes and paying balances and instalments on time, as interest assessed on insufficient payments can be significant.   Tax Filing Deadlines – The general deadline to file your 2023 personal income tax and benefit return is […]