Insights

More than Investment Managers we are Wealth Advisors. It’s our mission to assist you in all areas of wealth, from budgeting and debt management to retirement and tax. We publish timely information, findings, and strategies to help you make informed decisions.

Market Insights

October 4, 2025

AI Exuberance: How Far We’ve Come

After a summer of considerable market enthusiasm surrounding artificial intelligence (AI), it’s worth taking a step back. Why does AI seem to be advancing so quickly? While it may feel like a recent phenomenon, its roots stretch back to the 1950s when Alan Turing proposed his now-famous “Turing Test” for machine intelligence. What’s different today […]
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Market Insights

September 18, 2025

A Bifurcation in Sentiment

Markets rarely linger in equilibrium. The pendulum of sentiment swings between fear and greed, and this year has been no exception. After April’s lows, the S&P surged over 30 percent in just two months, one of the fastest rallies in recent history, while the TSX hit multiple all-time highs. Yet, the mood among investors remained […]
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Investing

September 5, 2025

Food For Thought: A Weaker Canadian Dollar

The Canadian dollar’s (CAD) weakness has raised questions about its broader impact and the path forward: The CAD is trading below its historical average. To start 2025, it fell below 68 U.S. cents – a level not seen in two decades. The decline has been driven by factors such as diverging U.S. and Canadian monetary […]
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Market Insights

August 20, 2025

A Credit Downgrade: What’s In A Rating

In May, Moody’s downgraded the U.S. credit rating from the top Aaa to Aa1. This move by one of the major credit ratings agencies – S&P and Fitch are the other two – raised the question: Does a downgrade matter? First, what is a rating? A credit rating assesses a borrower’s ability and willingness to […]
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Investing

August 6, 2025

Summer Vacation Time: Seven Reasons To Unplug From Your Smartphone

The double-edged sword of the information age is that it often feels as though the world is getting worse, even as many things have been gradually improving. While access to information has never been greater, the headlines are driven by negativity and sensationalism, rarely highlighting the progress being made. Yet, we’re living in one of […]
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Wealth Planning

July 20, 2025

Safeguard Your Finances Against Fraud

As we enter the summer, why not resolve to better protect your financial security? Financial fraud continues to be on the rise and scams have become increasingly sophisticated. Scammers continue to seek financial gain by stealing identities, accessing login details, acquiring personal financial information and obtaining funds through false pretenses. “Phishing” remains one of the […]
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Market Insights

July 4, 2025

Tariff Talk: Where Do We Stand?

In brief, here are four perspectives on Canada/U.S. trade: 1. The U.S. is Canada’s main export market. In 2023, Canadian total exports were valued at C$965 billion, with 77 percent going to the U.S. No other nation accounts for more than 5 percent of Canada’s exports.1 2. Canada is the U.S.’s largest export market. However, […]
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Wealth Planning

June 29, 2025

Advice for New Grads – And Old Grads Alike!

If you want to change the world, start off by making your bed.” – Admiral William H. McRaven In 2014, Admiral William McRaven delivered a commencement speech that quickly went viral, amassing over 10 million views. In it, he shared 10 principles he learned during his grueling Navy SEAL training – lessons that helped him […]
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Investing

June 7, 2025

Why Warren Buffett’s Cash Reserve is Growing

Warren Buffett’s increasing cash reserves at Berkshire Hathaway have drawn significant attention from market watchers. In his latest annual letter – eagerly awaited each year by many investors for its sage wisdom – Buffett addressed the topic directly: “Despite what some commentators currently view as an extraordinary cash position at Berkshire, the great majority of […]
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