Our family is excited to announce a new addition – Rosco P. Routledge, a bernedoodle puppy! The decision to welcome a new member to our household was not taken lightly, and we wanted to be ready for the added responsibility.
In addition to the decisions that come with choosing the right pet, it is important to consider the financial costs. Animal shelters see pets surrendered in record numbers, citing a lack of affordability. Consider the below costs as part of your decision-making process.
Upfront Costs
Adoption or breeder fees: Adoption fees can range from $110 to $500, depending on the type of animal and age. Purchasing a pet directly from a breeder can be significantly higher, as much as $1500-$2000.
Bed and kennel: Your new pet may need a place to sleep, and the costs of a bed, kennel, or doghouse should be factored in.
Initial vet visit: This may include the cost of up-to-date immunizations, microchipping, and spaying/neutering, depending on the age of your pet.
Incidentals: This can include training programs, collar and leash, brush, shampoo, clippers, food and water dishes, and toys.
Ongoing Costs
Pet food: Costs depend on the quality of the food and can range widely. My last pet had allergies, so we were on the higher end of the food range, as hypoallergenic foods are more expensive.
Dog walker, sitters and day care fees: Your lifestyle may require assistance in the form of a walker or day care. Rates generally start at $20-30 per visit. For day care, you could be looking at $35-$50 per full day.
Grooming: Costs will vary depending on the type of animal and breed and whether you choose to use a professional or do it yourself. This is important, as some pets will cost significantly more to groom than others, depending on their coat. My previous dog had a wavy coat, which required grooming every six to eight weeks.
Pet licenses: Cats and dogs three months or older must have one. In Calgary, the costs can range from $20-$69 annually and increase depending on the circumstances. In general, spayed and neutered animals have a lower license fee.
Regular vet visits: Adult pets should see the vet once a year for a checkup and to get any necessary vaccine boosters.
Pet insurance: A variety of pet insurance plans are available that cover several costs and conditions. I did not have insurance for my first dog, and I wish we had. She suffered from numerous ailments and surgeries, which we covered out of pocket. While many plans do not cover the full treatment costs (as they include deductibles), they can go a long way in alleviating the financial burdens that come from unexpected veterinary expenses.
I track my cash flow and considering that I had a senior dog at the time, who needed surgery, my pet costs averaged $275 a month. She passed in 2022, so these costs are based on older figures.
By considering the financial responsibilities of being a pet owner, you ensure you are prepared to take on the added costs. It goes without saying that the benefits of having a pet to care for are priceless.