A Year When Experience, Discipline and Teamwork Mattered
A Look Back at 2020…A Year When Experience, Discipline, and Teamwork Mattered
This year has been unprecedented in so many ways. Alongside the healthcare crisis and the political drama, global economies and capital markets were placed unwillingly onto a rollercoaster ride that still hasn’t ended. It’s been a period when investors’ emotions, namely fear and greed, have been tested. As 2020’s final chapter runs its course, we’re […]
Charitable Giving with Life Insurance and Tax Savings
We are living in momentous times today. While the world is complex and ever-evolving, we know that one thing remains the same – helping those in need continues to be a priority for many Canadians. Canadians often donate to charitable causes to affirm their values, or they may have a personal connection with a specific […]
How Emotional Investing is Killing Your Returns
“Be fearful when others are greedy and greedy when others are fearful.” Warren Buffet Controlling your emotions can be one of the hardest parts of investing. It can be near impossible to block out our emotions from our investment decisions. And because emotionally-driven investment decisions left unchecked can become the number one detractor to […]
Post Election Commentary and Market Outlook
How the Kim Kardashian Diet Can Increase your IQ and 10 Consequences of Dying without a Will
For reasons unknown to me, my wife thought that my articles about Estate Planning are not “exciting” (this is a euphemism) – thus, the reason for today’s title. Unfortunately, I know extremely little about Kim Kardashian or her diet, but I do have a few important comments to share about the importance of having a […]
It’s Darkest Before the Dawn
It’s a few days before the November 3rd U.S. election, and it’s being positioned as the most important in a generation. Supporters of each side are digging in. According to an October 25th Reuters poll, over 40% of each candidate’s supporters have indicated they won’t accept the result if their preferred candidate loses. Meanwhile, after […]
The Practice of Investing
“Investing…it’s about understanding the world, and understanding yourself.” – Phil Town How do I invest? It is a simple enough question that has a broad and varied answer. No matter their station in life, every investor has asked that very same question at some stage of their financial journey.Typically, financial literacy starts with our very […]
Positioning for a Covid-19 Vaccine
With several potential vaccines for Covid-19 currently in Phase 3 clinical studies, every day brings us closer to potential approval and eventual broad administration. Based on some of these vaccine developers’ comments, the timeline for Phase 3 results and potential approval by regulators may be a matter of weeks and first inoculations starting by the […]
Death and Probate Planning: Minimizing the Estate Administration Tax (a.k.a., “Probate”)
There is a famous quote by Benjamin Franklin that nothing in life “can be said to be certain, except for Death and Taxes.” Although death is inevitable, certain strategies may be undertaken to minimize taxes and ensure that as much of your estate goes to your intended beneficiaries as possible. Today, we will consider Probate […]