Positioning For A Vaccine
Positioning For A Vaccine: There is a famous saying: “There are decades where nothing happens. There are weeks where a decade happens.” What can we say when the weeks turn in to months? Watch Himalaya Jain, Senior Portfolio Manager Rosedale Family Office talk about the markets and what it has been like managing portfolios […]
How Corporate-Owned Life Insurance Can Benefit your Business and Enhance your Estate
You own your own business and you have incorporated. A wise decision as corporate structures can provide significant benefits, such as: Limited liability Continuity of the business Easier access to capital Lower income tax rates with the Small Business Deduction (“SBD”) Potential Tax Deferral and Tax Saving opportunities Now that your business is incorporated, have […]
Interest: What It Is And How It Works
Interest is always a challenging concept when first introduced. A typical conversation between parent and child can look like this. Parent: “Your money can earn interest and make more money for you.” Child: “I am interested in how this new interest concept can make my life more interesting.” Interest is a long-term process, and when left to […]
A Closer look at Savings Accounts, TFSA’s and RRSP’s
You have a job, you are saving part of your income, and your hard-earned money is sitting in the same savings bank account you opened years ago. You may have noticed that the interest your money is earning has been dwindling while the fees the bank charges you remain the same. Perhaps you have heard […]
Warren Buffett’s Reversal On Gold Is The Latest Bet Against The U.S. Dollar
For decades, Berkshire Hathaway’s chairman and vice chairman, Warren Buffett and Charlie Munger, respectively, built a convincing case against gold. In his 2018 annual letter to shareholders, Buffett went as far as stating “The magical metal was no match for the American mettle.” This long-standing aversion to gold appears to have changed. In its Q2 […]
Real Estate Update and Strategy in the Wake of Covid Economic Shutdown: With Guest Kim Kehoe
Real Estate Update and Strategy in the Wake of Covid Economic Shutdown: With Guest Kim Kehoe Link : https://vimeo.com/432162032
The Largest Financial Commitment of Your Life
The Largest Financial Commitment of Your Life Those may seem like dramatic words, however buying your first house is generally the largest purchase of your life. It can also mean the combining of financial futures for many couples as they start their lives together. With ultra-low interest rates for the foreseeable future, many clients and […]
The Risk and Opportunity of Investing in Canadian Banks
The Risk and Opportunity of Investing in Canadian Banks A foreigner visiting a Canadian city for the first time could tell a lot about us by standing at any major intersection. Tim Horton’s would occupy one corner, on the second could be a Shoppers Drug Mart or gas station or LCBO, and the remaining two […]
The Estate Bond Strategy: Tax-Efficient Tool to Accumulate and Transfer Wealth
The Estate Bond Strategy: Tax-Efficient Tool to Accumulate and Transfer Wealth Quite typically, life insurance is viewed as a pure risk management tool used to create liquidity in the event of death. In this “traditional” approach, insurance is used to fund personal and business needs – such as income replacement, debt repayment, and funding estate […]
The Love Letter – July 2020
It’s 2020, but the outlook isn’t 20/20 It’s been four and a half months since the World Health Organization declared COVID-19 a global pandemic. It seems that the world has both stood still and evolved considerably during these past few months. As in the aftermath of a terrible storm, we are slowly emerging from our […]