Are You Doing All You Can to Save Tax? Shift Income, Split Tax

Are You Doing All You Can to Save Tax? Shift Income, Split Tax

Do you feel as though you are paying too much tax? A recent study suggests that high-income families pay a disproportionately large share of all Canadian taxes — in fact, the top 20 percent of income-earning families pay 61.4 percent of the country’s personal income taxes! In contrast, the bottom 20 percent of income-earning families […]

Estate Planning: What’s Your Cognitive Life Expectancy

Estate Planning: What’s Your Cognitive Life Expectancy?

What is your “cognitive life expectancy?” One study suggests that, on average, brain health declines around 12 years after the age of 65.¹ This means that once we reach an average life expectancy, we are likely to experience cognitive decline. Those over age 85 have a one-in-four likelihood of suffering from some form of dementia.² […]

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