Are You Doing All You Can to Save Tax? Shift Income, Split Tax

Do you feel as though you are paying too much tax? A recent study suggests that high-income families pay a disproportionately large share of all Canadian taxes — in fact, the top 20 percent of income-earning families pay 61.4 percent of the country’s personal income taxes! In contrast, the bottom 20 percent of income-earning families […]
Estate Planning: What’s Your Cognitive Life Expectancy

What is your “cognitive life expectancy?” One study suggests that, on average, brain health declines around 12 years after the age of 65.¹ This means that once we reach an average life expectancy, we are likely to experience cognitive decline. Those over age 85 have a one-in-four likelihood of suffering from some form of dementia.² […]